Jan. 26, 2026

National Financial Wellness Month

National Financial Wellness Month

savings, money, love of, view of, debits, credits Setting It Straight w/ Ms. Gray is broadcast live Mondays at 7PM ET and Music on W4CY Radio...

iHeartRadio podcast player iconSpotify podcast player iconAmazon Music podcast player iconAudible podcast player iconPandora podcast player iconPodchaser podcast player iconSpreaker podcast player iconApple Podcasts podcast player iconAudacy podcast player iconYoutube Music podcast player iconTuneIn podcast player iconRSS Feed podcast player iconCastro podcast player iconOvercast podcast player iconPocketCasts podcast player iconCastamatic podcast player iconCastbox podcast player iconGoodpods podcast player iconPodcast Addict podcast player iconPodurama podcast player iconPodverse podcast player iconPodyssey podcast player icon
iHeartRadio podcast player iconSpotify podcast player iconAmazon Music podcast player iconAudible podcast player iconPandora podcast player iconPodchaser podcast player iconSpreaker podcast player iconApple Podcasts podcast player iconAudacy podcast player iconYoutube Music podcast player iconTuneIn podcast player iconRSS Feed podcast player iconCastro podcast player iconOvercast podcast player iconPocketCasts podcast player iconCastamatic podcast player iconCastbox podcast player iconGoodpods podcast player iconPodcast Addict podcast player iconPodurama podcast player iconPodverse podcast player iconPodyssey podcast player icon

savings, money, love of, view of, debits, credits

Setting It Straight w/ Ms. Gray is broadcast live Mondays at 7PM ET and Music on W4CY Radio (www.w4cy.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Media Network (www.talk4media.com). Setting It Straight w/ Ms. Gray is viewed on Talk 4 TV (www.talk4tv.com).

Setting It Straight w/ Ms. Gray Podcast is also available on Talk 4 Media (www.talk4media.com), Talk 4 Podcasting (www.talk4podcasting.com), iHeartRadio, Amazon Music, Pandora, Spotify, Audible, and over 100 other podcast outlets.

Become a supporter of this podcast: https://www.spreaker.com/podcast/setting-it-straight-w-ms-gray--5437261/support.

WEBVTT

1
00:00:00.080 --> 00:00:02.319
The topics and opinions expressed in the following show are

2
00:00:02.319 --> 00:00:03.960
solely those of the hosts and their guests, and not

3
00:00:04.000 --> 00:00:06.919
those of W FOURCY Radio. It's employees are affiliates. We

4
00:00:06.960 --> 00:00:10.160
make no recommendations or endorsements radio show programs, services, or

5
00:00:10.160 --> 00:00:13.080
products mentioned on air or on our web. No liability

6
00:00:13.080 --> 00:00:15.439
explicitor implied shall be extended to W four c Y

7
00:00:15.519 --> 00:00:18.239
Radio or its employees are affiliates. Any questions or comments

8
00:00:18.239 --> 00:00:20.480
should be directed to those show hosts. Thank you for

9
00:00:20.559 --> 00:00:57.880
choosing W four c Y Radio.

10
00:01:18.120 --> 00:01:20.879
Well, good evening, good evening, good evening, good evening. It's

11
00:01:20.959 --> 00:01:25.760
time to get this party started. Allelujah. Let's take it

12
00:01:25.799 --> 00:01:29.040
to the throne room, Father God, we just thank you today.

13
00:01:29.680 --> 00:01:33.599
Yes, God, we know that we are people are experiencing

14
00:01:33.719 --> 00:01:37.560
some weird things, some unfortunate things right now, Father God,

15
00:01:37.640 --> 00:01:41.120
but we're gonna still give you glory and praise because

16
00:01:41.159 --> 00:01:44.000
we've lived to see another day. There were a few

17
00:01:44.079 --> 00:01:46.000
that did not make it, Lord, and I pray that

18
00:01:46.040 --> 00:01:49.079
they knew you. I pray that they made it into

19
00:01:49.120 --> 00:01:52.400
heaven if that was their destination. Lord, I just thank

20
00:01:52.439 --> 00:01:56.040
you for your saving, grace and your mercy, receiving the

21
00:01:56.200 --> 00:02:00.280
news of health reports and results, and I mean just

22
00:02:00.319 --> 00:02:03.400
blowing my mind. I thank you, Father God, when the

23
00:02:03.439 --> 00:02:07.560
devil is stopped in his tracks and he can't form

24
00:02:07.959 --> 00:02:12.120
or harm his people, Your people, Lord, your people. I

25
00:02:12.280 --> 00:02:15.560
thank you God for the victory that we're receiving, the

26
00:02:15.719 --> 00:02:19.840
victory despite how the world is looking, despite the sounds

27
00:02:19.840 --> 00:02:24.280
and the conversations. Lord, despite what's lacking, not on the shelves,

28
00:02:24.520 --> 00:02:27.199
you are still blessing unlike ever before.

29
00:02:27.479 --> 00:02:29.719
We give you glory and praise, and we are.

30
00:02:29.719 --> 00:02:32.960
Honored to be able to sit at your feet tonight

31
00:02:33.039 --> 00:02:37.000
and hear what thus says the Lord. We glorify you,

32
00:02:37.080 --> 00:02:40.319
Father God, and we thank you now. Father, as always

33
00:02:40.439 --> 00:02:43.759
we get behind the cross. Do what you do, do

34
00:02:43.840 --> 00:02:46.919
what you do. Set your people free tonight, set us

35
00:02:46.960 --> 00:02:50.199
all free tonight. We know the word. We know what

36
00:02:50.280 --> 00:02:54.039
your word says and does. And I heard today the

37
00:02:54.080 --> 00:02:58.000
word works when you work the word. The word works

38
00:02:58.280 --> 00:02:59.840
when you work the word.

39
00:03:00.240 --> 00:03:02.759
You got to know it. We thank you, We give

40
00:03:02.800 --> 00:03:03.319
you praise.

41
00:03:03.719 --> 00:03:06.680
Now what we're gonna lean in and hear what thus

42
00:03:06.800 --> 00:03:07.639
says the Lord.

43
00:03:08.080 --> 00:03:10.240
All this is we ask in Jesus.

44
00:03:09.919 --> 00:03:15.360
Name, amen, and ain'tmen, and ain'tmen, my God, my god,

45
00:03:15.479 --> 00:03:18.319
my god, So Trey, go start with you, because you're

46
00:03:18.319 --> 00:03:19.360
a little further distant.

47
00:03:19.560 --> 00:03:28.159
Go let we go start with you. Pauls up there. Amen, Amen,

48
00:03:28.319 --> 00:03:31.240
thank you, thank you, the station, thank you, Mickey, y'all.

49
00:03:31.240 --> 00:03:33.080
Come on in, come on in, come on in, come

50
00:03:33.120 --> 00:03:35.400
on in, just come on. As you were saying, Trey,

51
00:03:35.520 --> 00:03:36.280
I'm sorry.

52
00:03:36.199 --> 00:03:38.719
Old and snow. We had snow.

53
00:03:38.840 --> 00:03:39.560
There is snow.

54
00:03:39.840 --> 00:03:43.199
Oh my god, sweet snow. Whoa.

55
00:03:44.120 --> 00:03:51.879
Okay, it's pretty, but you know it's inconvenient sometimes, but well, inconvenient, convenient,

56
00:03:51.960 --> 00:03:52.719
but it's okay.

57
00:03:52.759 --> 00:03:54.400
It's God's work, so I'll take it.

58
00:03:54.759 --> 00:03:58.360
Amen. Amen, Well make sure you stay warm. You dress

59
00:03:58.439 --> 00:03:59.080
in layers.

60
00:03:59.319 --> 00:04:01.439
I don't know, for some reason, I'm not into my

61
00:04:01.560 --> 00:04:03.039
coats and jackets anymore.

62
00:04:03.280 --> 00:04:05.280
I don't know when that kind of that left me.

63
00:04:05.719 --> 00:04:08.240
So I just, you know, did a mad dash to

64
00:04:08.319 --> 00:04:11.439
Amazon and got some turtlenecks, which is so nice. I

65
00:04:11.479 --> 00:04:14.520
think it's still kind of sleek and professional. And I

66
00:04:14.680 --> 00:04:17.879
have my you know, my little colored things here and

67
00:04:17.920 --> 00:04:20.480
I can wear, you know, a nice turtleneck with it,

68
00:04:20.800 --> 00:04:24.040
and you know, I'm warm, I'm good, you know, and

69
00:04:24.600 --> 00:04:27.199
you know, I think we're in our our fifties here

70
00:04:27.240 --> 00:04:29.160
and I mean, let me just jump a check here

71
00:04:29.240 --> 00:04:29.759
real quick.

72
00:04:29.879 --> 00:04:31.040
Yeah, we're at fifty.

73
00:04:30.800 --> 00:04:33.199
Seven right now, but it's gonna drop, I think to

74
00:04:33.279 --> 00:04:38.480
the thirties. I think sometime tonight. So but yeah, you know,

75
00:04:38.600 --> 00:04:41.319
God bless all of you. All, y'all stay safe, you

76
00:04:41.519 --> 00:04:44.759
use wisdom. Don't be going out to gets the news,

77
00:04:44.920 --> 00:04:47.399
get the newspaper and you don't have nothing on. And

78
00:04:47.439 --> 00:04:50.839
you don't think mister snow or mister Cole, mister freeze,

79
00:04:50.879 --> 00:04:53.759
mister Chili is not gonna find you. So they'll be

80
00:04:53.800 --> 00:04:56.680
playing crazy now. And you know, put your socks on.

81
00:04:56.759 --> 00:04:58.639
If you're in the house, you know, do what you

82
00:04:58.720 --> 00:05:01.920
have to do, and be prayerful and praying for your

83
00:05:01.959 --> 00:05:04.759
neighbors and everything else, and especially if you know your neighbors,

84
00:05:04.839 --> 00:05:05.720
check on them.

85
00:05:06.360 --> 00:05:08.639
It's time to check in. It's time to show.

86
00:05:08.439 --> 00:05:11.399
That you are a great neighbor, all right, and check

87
00:05:11.480 --> 00:05:14.800
on family that's way up north or way out there somewhere.

88
00:05:14.879 --> 00:05:19.199
Let's check on our Belicia ms Kay shared earlier today

89
00:05:19.279 --> 00:05:21.879
that about thirteen people have passed away. I'm not sure

90
00:05:21.920 --> 00:05:24.199
where they are. I hadn't been watching the news too

91
00:05:24.279 --> 00:05:28.439
much this last few days. I've enjoyed being quiet I've

92
00:05:28.560 --> 00:05:31.759
just enjoyed. I never thought. And boy, God had a

93
00:05:31.839 --> 00:05:33.839
chat with me over the weekend. He said, you know

94
00:05:34.439 --> 00:05:39.439
you've talked snow here in North Louisiana. Okay, missy, all right,

95
00:05:39.600 --> 00:05:42.519
just just you know, do what you need to do,

96
00:05:42.519 --> 00:05:44.759
Do what you need to do, and go out if

97
00:05:44.800 --> 00:05:47.040
you need to go out if you don't. You know,

98
00:05:47.560 --> 00:05:50.600
Miss Tray and I were talking earlier about the black

99
00:05:50.639 --> 00:05:52.920
ice thing and stuff, so she taught me some things

100
00:05:52.959 --> 00:05:57.319
about that, so please be careful, please. But I was,

101
00:05:58.399 --> 00:06:00.759
you know, just enjoying being right. And the Lord said

102
00:06:00.759 --> 00:06:03.319
to me, well, you know, since you were fourteen, you've

103
00:06:03.360 --> 00:06:06.639
been working. You know, you've been talking for a living.

104
00:06:06.720 --> 00:06:08.199
Your internships.

105
00:06:08.279 --> 00:06:12.519
If you're going to college working twenty three dollars and

106
00:06:12.560 --> 00:06:17.759
all that, you can work all your jobs acting voiceovers.

107
00:06:20.319 --> 00:06:23.439
I never thought that during this season of my life

108
00:06:23.519 --> 00:06:29.600
I would enjoy because unless amen, amen, Amen.

109
00:06:30.600 --> 00:06:32.199
What you don't have, you don't have it. Right now,

110
00:06:33.160 --> 00:06:34.199
they do what you've got.

111
00:06:34.360 --> 00:06:38.800
Blood everything, and cook everything, house form, place form, and

112
00:06:38.959 --> 00:06:40.720
use wisdom, use wisdom.

113
00:06:40.759 --> 00:06:42.959
This is a great time. If you're not.

114
00:06:43.199 --> 00:06:46.319
Working remotely, it's a great time to blot your work.

115
00:06:46.759 --> 00:06:48.879
Get on it, get on up in it, get on

116
00:06:49.000 --> 00:06:52.240
up in it, start studying it, taking notes. You're looking

117
00:06:52.279 --> 00:06:55.560
for scriptures, all that application. We're going to talk about finance.

118
00:06:55.759 --> 00:07:00.600
This is January's National Financial Wellness Month, so I think

119
00:07:00.600 --> 00:07:04.319
it's appropriate as we're ending January. You know, you gotta

120
00:07:04.360 --> 00:07:06.480
be taking a look at your money now, taking a

121
00:07:06.480 --> 00:07:07.000
look at something.

122
00:07:07.079 --> 00:07:08.839
So we're gonna go with that in a minute. But

123
00:07:09.439 --> 00:07:11.040
just you know, come on now.

124
00:07:13.079 --> 00:07:15.879
Yeah, God was talking to me about some thing, people

125
00:07:15.920 --> 00:07:17.600
and things.

126
00:07:17.279 --> 00:07:20.600
And let miss Kay and I went some old we

127
00:07:20.600 --> 00:07:21.000
were going.

128
00:07:21.040 --> 00:07:23.199
I rode with her to run an errand the other

129
00:07:23.240 --> 00:07:27.720
early afternoon and we were sitting in the We went

130
00:07:27.720 --> 00:07:29.519
the grass and food. So I'm sitting in the car

131
00:07:29.639 --> 00:07:33.399
watching people. Have y'all ever watched people dumb people watching?

132
00:07:33.839 --> 00:07:36.439
I mean you just sit and you just watch people

133
00:07:36.639 --> 00:07:39.000
and you can look on their faces. And it was

134
00:07:39.079 --> 00:07:41.519
all ages, and you could you could tell, like this

135
00:07:41.560 --> 00:07:43.639
one guy got out of his car, set Oh he's lonely.

136
00:07:43.879 --> 00:07:46.120
He's lonely, And sure enough if he went in ordered

137
00:07:46.120 --> 00:07:47.160
this fool came back out.

138
00:07:47.439 --> 00:07:50.279
Gonna lean on the post on the building and talk

139
00:07:50.360 --> 00:07:51.839
to every female that came by.

140
00:07:52.199 --> 00:07:54.120
You have to say something to every female.

141
00:07:54.160 --> 00:07:56.920
I said, Yeah, he lonely and desperate, and you know,

142
00:07:57.000 --> 00:07:59.759
and I'm looking at some people, you know, people piled

143
00:07:59.839 --> 00:08:02.199
up in a car. I remember those days we all

144
00:08:02.199 --> 00:08:04.959
get in the car. You know, you go in one place.

145
00:08:06.319 --> 00:08:08.360
You'd have no money, but you want to ride.

146
00:08:08.360 --> 00:08:09.639
Oh you right, y'all ride with you.

147
00:08:10.240 --> 00:08:12.439
It brought back some memories. But I was just watching

148
00:08:12.720 --> 00:08:17.759
people in my heart, you know, just got sad because

149
00:08:17.759 --> 00:08:20.120
they're running in to do something. They're just running over

150
00:08:20.120 --> 00:08:22.120
here to do something in there, race it through the

151
00:08:22.160 --> 00:08:24.399
parking lot, like they gotta get out, they gotta go.

152
00:08:24.759 --> 00:08:26.839
And I'm watching people on the road. They gotta get

153
00:08:26.920 --> 00:08:29.279
over here, and they gotta get over there. And I'm like,

154
00:08:29.319 --> 00:08:31.360
where are you going when you get there?

155
00:08:31.639 --> 00:08:32.360
Is it gonna matter?

156
00:08:32.440 --> 00:08:35.840
Is it gonna make a difference? People just trying to

157
00:08:35.919 --> 00:08:38.000
run over you. And then I learned something. I was

158
00:08:38.039 --> 00:08:40.919
listening to one of the profits that I follow. Prophet

159
00:08:41.039 --> 00:08:44.600
is Tiffany Montgomery, and she talked about you gotta you know,

160
00:08:44.759 --> 00:08:47.200
she said, you know, she she always she has a

161
00:08:47.279 --> 00:08:49.480
met Ain't Charles, not a good state of mind to

162
00:08:49.559 --> 00:08:52.639
be in. It is not good you, right, Charles, because

163
00:08:52.679 --> 00:08:55.879
you'll do some things that you least you know, that

164
00:08:55.919 --> 00:08:58.440
you don't want to do, and sometimes you can't dial

165
00:08:58.440 --> 00:08:58.840
it back.

166
00:08:59.200 --> 00:09:01.399
You can't dial it back, and you have to.

167
00:09:01.360 --> 00:09:04.559
Live with it, sit in it, and and say, Okay,

168
00:09:04.600 --> 00:09:06.759
this is what I've done and I have to live

169
00:09:06.799 --> 00:09:07.000
with it.

170
00:09:07.000 --> 00:09:08.600
But I don't want you all to do like I

171
00:09:08.720 --> 00:09:11.039
used to do. I wasn't a bad person. I had

172
00:09:11.080 --> 00:09:12.639
to do crazier things.

173
00:09:12.960 --> 00:09:16.399
But I figured, Okay, I got myself into this financial situation.

174
00:09:17.000 --> 00:09:19.679
You know, I've got a paycheck that's not in make it.

175
00:09:19.759 --> 00:09:22.519
The ends are not meeting, you know, and it's like,

176
00:09:22.600 --> 00:09:24.080
oh my God, what am I gonna do?

177
00:09:24.679 --> 00:09:27.399
And then I didn't take it to God. I was like,

178
00:09:27.440 --> 00:09:29.440
I got myself into it, so I'm not I can't

179
00:09:29.480 --> 00:09:32.639
take this to God. I can't. But I'm here to tell.

180
00:09:32.440 --> 00:09:35.480
You as a living witness that that's who you need

181
00:09:35.519 --> 00:09:38.840
to take it to. Before you go into the long shark,

182
00:09:38.919 --> 00:09:41.720
before you start trying to borrow money, you know, you

183
00:09:41.879 --> 00:09:44.440
take it to the Lord in prayer, because guess what,

184
00:09:45.039 --> 00:09:46.919
before you even knew that you were going to have

185
00:09:47.039 --> 00:09:50.600
this situation, he already knows and he's got your answer.

186
00:09:50.600 --> 00:09:50.759
Now.

187
00:09:50.799 --> 00:09:53.919
Sometimes we have to sit in it. Sometimes we have

188
00:09:54.039 --> 00:09:56.360
to walk it through don't go around it, don't try

189
00:09:56.360 --> 00:09:58.440
to go over it, don't try to dig your way

190
00:09:58.440 --> 00:10:01.000
out from No, no, no, Okay, I'm sitting here, I'm

191
00:10:01.039 --> 00:10:03.879
looking at this and you can put money in there,

192
00:10:03.919 --> 00:10:05.960
you can put the thing in the sentence. But I've

193
00:10:05.960 --> 00:10:09.639
got I chose this and okay, I got the relationships. Okay,

194
00:10:09.679 --> 00:10:11.759
I got to ride this out because I don't have

195
00:10:11.799 --> 00:10:14.320
a choice right now. But you do have one little choice.

196
00:10:14.399 --> 00:10:17.320
Take it to our father, which aren't in heaven, who

197
00:10:17.399 --> 00:10:18.360
has many names.

198
00:10:18.399 --> 00:10:18.879
He goes.

199
00:10:19.320 --> 00:10:21.879
He'll answer you, and he's just waiting for you to

200
00:10:21.879 --> 00:10:23.879
give it to him because he already know an answer

201
00:10:23.919 --> 00:10:24.240
to it.

202
00:10:24.639 --> 00:10:26.480
Just ride it out for a minute. I'm right here

203
00:10:26.519 --> 00:10:26.759
with you.

204
00:10:27.200 --> 00:10:30.679
Weapons were made form, fiery darts will be sent off,

205
00:10:31.000 --> 00:10:33.679
but you're gonna be Okay, I got you. But you

206
00:10:33.799 --> 00:10:36.080
do have to learn a lesson or two, and that's

207
00:10:36.159 --> 00:10:40.399
reaping what you've sown. Sometimes it's harsh, and sometimes he'll

208
00:10:40.480 --> 00:10:42.320
tap you. There are times I.

209
00:10:42.320 --> 00:10:44.519
Know, oh, oh, I'm gonna get it. I'm gonna get tapped.

210
00:10:44.519 --> 00:10:47.399
But Lord, please don't slow up the blessings. I repent

211
00:10:47.559 --> 00:10:50.879
right now in the name of Jesus. Repenting it will

212
00:10:50.919 --> 00:10:55.879
always be your saving grace. It'll make the crookeet rose straight,

213
00:10:55.919 --> 00:10:57.840
the cricket paths straight.

214
00:10:58.279 --> 00:11:00.879
But you gotta say you're sorry. You got to own it.

215
00:11:01.200 --> 00:11:02.039
You got to own it.

216
00:11:02.399 --> 00:11:05.679
I think that's where AA got their initial start or

217
00:11:06.000 --> 00:11:07.120
inspiration from.

218
00:11:07.360 --> 00:11:08.200
You know, the first thing.

219
00:11:08.240 --> 00:11:11.600
I've seen people in support groups and on on movies

220
00:11:11.639 --> 00:11:13.559
and stuff like that, and they'll say, Hi, my name

221
00:11:13.720 --> 00:11:17.919
is John and I'm an alcoholic, and everybody says hi John.

222
00:11:18.519 --> 00:11:20.320
That's the first thing you gotta admitted.

223
00:11:20.799 --> 00:11:23.600
I'm not good with money. I wasn't good with money.

224
00:11:23.799 --> 00:11:26.279
And I've shared this over the three years going on

225
00:11:26.440 --> 00:11:29.919
for that we've been on here. You know, always have

226
00:11:29.960 --> 00:11:32.480
a choice. Not making a choice is a choice.

227
00:11:33.919 --> 00:11:36.080
True, not owning it.

228
00:11:36.399 --> 00:11:38.519
There you go, not making a choice, that's your true

229
00:11:38.519 --> 00:11:42.360
You choose to do that, okay, and that's okay. Do you,

230
00:11:43.200 --> 00:11:45.360
but don't be looking around for people to feel sorry

231
00:11:45.440 --> 00:11:47.159
for you. Don't be looking like, oh what am I

232
00:11:47.200 --> 00:11:49.320
supposed to do? You know, I mean people, you know,

233
00:11:49.440 --> 00:11:51.480
oh my god, come on now.

234
00:11:51.919 --> 00:11:53.120
But I've told you the story.

235
00:11:53.200 --> 00:11:56.480
My parents were serious, you know, members and cardholders, and

236
00:11:56.799 --> 00:11:58.639
that was the thing they had convinced me to do.

237
00:11:58.799 --> 00:12:00.840
You know, when you gave you were able to get

238
00:12:00.840 --> 00:12:03.559
you that serious charge card. And we had Western the

239
00:12:03.600 --> 00:12:07.320
Hotto in the day versus which is Firestone today, you know.

240
00:12:07.399 --> 00:12:09.480
And they had to get because we had used cars.

241
00:12:09.840 --> 00:12:12.080
So that's the thing we did have, mister Mutt, the

242
00:12:12.120 --> 00:12:15.480
neighborhood mechanic. But you know, you always had a Bonti

243
00:12:15.559 --> 00:12:18.000
five place to go, and that was the thing to do.

244
00:12:18.720 --> 00:12:21.799
And because of my mom's Alzheimer's, I almost lost our family,

245
00:12:21.799 --> 00:12:23.519
We almost lost the family home. So I had to

246
00:12:23.519 --> 00:12:26.840
filed Chapter thirteen bankruptcy and Sears was in as a

247
00:12:26.840 --> 00:12:29.879
part of that program. And they, I mean, their representative

248
00:12:30.000 --> 00:12:34.120
was nasty, and I've already shared that. The bankruptcy judge

249
00:12:34.159 --> 00:12:36.480
had to put him in his place and told them,

250
00:12:36.480 --> 00:12:38.039
I'm not going to say nothing else to you. You

251
00:12:38.039 --> 00:12:40.039
won't be invited to these meetings.

252
00:12:40.559 --> 00:12:42.919
You leave her alone, and you'ren't going to insult her

253
00:12:42.960 --> 00:12:46.120
in my court. Nasty. Never thought I'd get out from

254
00:12:46.159 --> 00:12:46.480
under that.

255
00:12:46.879 --> 00:12:50.720
But at the end I got reimbursed from the bankruptcy

256
00:12:50.759 --> 00:12:53.759
court itself, from the bank that was trying to file

257
00:12:53.759 --> 00:12:54.879
the foreclosure.

258
00:12:55.679 --> 00:12:57.720
I got like three major checks. I was like, what

259
00:12:57.960 --> 00:13:00.360
is this? Stay you the hit?

260
00:13:00.480 --> 00:13:02.639
Now years later, the Lord did tell me. We were

261
00:13:02.679 --> 00:13:04.320
just talking one day, he said, you know you didn't

262
00:13:04.639 --> 00:13:06.720
you didn't. You weren't supposed to take that hit. And

263
00:13:06.759 --> 00:13:07.840
I'm like, God, what are you talking about?

264
00:13:07.840 --> 00:13:10.720
What are you talking about? When you father bankruptcy? I said,

265
00:13:11.000 --> 00:13:13.639
but I patick. I'm trying to do the only thing

266
00:13:13.679 --> 00:13:17.360
my parents had to leave, have to for mess as

267
00:13:17.399 --> 00:13:17.799
something to.

268
00:13:17.879 --> 00:13:21.519
Leave me was the house, so I thought. And my

269
00:13:21.600 --> 00:13:24.759
friend whose brother's an attorney, she got him involved and

270
00:13:24.799 --> 00:13:28.200
their father on that Friday, father in time, because the

271
00:13:28.240 --> 00:13:30.240
bank was going to put me out, put us out

272
00:13:30.279 --> 00:13:34.399
that weekend, me and and my new husband no, yeah,

273
00:13:34.559 --> 00:13:37.679
and my baby, the oldest and got it. You know,

274
00:13:38.919 --> 00:13:41.480
you look back and when you have these quiet times,

275
00:13:41.759 --> 00:13:43.960
it's just like a film. It just it would just

276
00:13:44.120 --> 00:13:47.240
roll and you're like, what, you were there all the time.

277
00:13:47.480 --> 00:13:51.480
He's right here, He's right here all the time. He's

278
00:13:51.519 --> 00:13:55.320
just waiting patiently. The song said, you were there all

279
00:13:55.399 --> 00:14:00.000
the time, waiting patiently in line, waiting patiently in line

280
00:14:00.279 --> 00:14:00.600
for you.

281
00:14:00.600 --> 00:14:03.240
To just say, Lord, I need you. I give up,

282
00:14:03.679 --> 00:14:07.600
I give up, I surrender. I surrendered to you because

283
00:14:07.639 --> 00:14:09.679
I don't you know what and now I could take you.

284
00:14:09.759 --> 00:14:11.600
I don't want to do it. I don't want to

285
00:14:11.679 --> 00:14:13.519
make a decision on my own.

286
00:14:13.840 --> 00:14:16.200
I don't want to do it. His way is always better.

287
00:14:17.039 --> 00:14:19.039
And yes it's odd. Sometimes you're like, you want me

288
00:14:19.120 --> 00:14:19.440
to do what?

289
00:14:20.080 --> 00:14:23.200
Now? I know better run to do it, hasten to

290
00:14:23.240 --> 00:14:23.559
do it.

291
00:14:23.840 --> 00:14:26.879
The scripture say he hastens to bless you. And it's hard,

292
00:14:26.960 --> 00:14:30.240
I know, especially, And like I said, I've lived paycheck

293
00:14:30.320 --> 00:14:33.360
to paycheck. I've lived where there was no paycheck. I've

294
00:14:33.399 --> 00:14:35.120
lived where I've had overdrafts.

295
00:14:35.279 --> 00:14:35.919
I've lived it.

296
00:14:36.000 --> 00:14:37.639
I've had to go to the park. So I've told

297
00:14:37.720 --> 00:14:40.559
you about going to the payday loan place. People knew

298
00:14:40.600 --> 00:14:42.519
me by name and because I was so friendly make

299
00:14:42.600 --> 00:14:44.759
him laugh. They just you know, I had favor there.

300
00:14:45.039 --> 00:14:47.279
You know, did you always have religion in this connection

301
00:14:47.360 --> 00:14:49.559
with God or did it come in time? Well, okay,

302
00:14:49.559 --> 00:14:51.039
on the stage of thank you for that, I don't.

303
00:14:51.159 --> 00:14:55.159
I'm not religious. I was raised a Baptist, I went

304
00:14:55.200 --> 00:14:56.879
to a Southern Baptist college.

305
00:14:56.960 --> 00:15:01.279
I went to Catholic school most of my life. But

306
00:15:01.440 --> 00:15:04.120
religion was not is not, was not my thing. Now.

307
00:15:04.120 --> 00:15:07.080
Of course, being in those different environments, you know, where

308
00:15:07.080 --> 00:15:09.360
we had to read the Bible and you had to.

309
00:15:09.279 --> 00:15:11.679
Get tested on it and things like that. You had

310
00:15:11.759 --> 00:15:12.799
to go to Sunday School.

311
00:15:13.080 --> 00:15:17.600
It built a nice foundation, but it wasn't until I

312
00:15:17.639 --> 00:15:21.559
was twenty two years old studying for my two psych exams,

313
00:15:21.679 --> 00:15:23.919
and I sat on the floor. There was nobody to call.

314
00:15:24.519 --> 00:15:27.080
These are my psychic exam, these are this is my major.

315
00:15:27.240 --> 00:15:29.480
I had to not just pass it. I had to

316
00:15:29.519 --> 00:15:30.080
get a's.

317
00:15:30.480 --> 00:15:33.240
I got to get hundreds on my finals. Those are

318
00:15:33.240 --> 00:15:34.399
my main that's my major.

319
00:15:34.720 --> 00:15:37.960
And I already failed statistics and I took it that

320
00:15:38.080 --> 00:15:41.679
summer and got a C just because I was determined.

321
00:15:42.000 --> 00:15:43.799
That's what the professor said. He said, You're the most

322
00:15:43.799 --> 00:15:46.960
determined person I have ever met. Sorry, guys, had my

323
00:15:47.000 --> 00:15:50.039
thing up here and okay, here we go and I

324
00:15:50.080 --> 00:15:52.320
got to see and I sat on that floor and

325
00:15:52.360 --> 00:15:54.960
I began to cry because none of that word that,

326
00:15:55.960 --> 00:15:59.000
none of the none of none, nothing was sticking, nothing

327
00:15:59.120 --> 00:16:01.279
was coming back, nothing that was being recalled.

328
00:16:01.440 --> 00:16:03.320
I couldn't. I couldn't. I know, I can't do this.

329
00:16:03.320 --> 00:16:03.759
This is a.

330
00:16:03.759 --> 00:16:07.200
Thursday exams on a Friday, two of them back to

331
00:16:07.320 --> 00:16:10.600
back with the same professor, same professor, and I had

332
00:16:10.639 --> 00:16:14.360
to say, God Jesus, I know my situation is nowhere

333
00:16:14.480 --> 00:16:17.440
near what I heard from people. And I was around

334
00:16:17.559 --> 00:16:19.879
older people a lot. I stag in the old I

335
00:16:19.919 --> 00:16:22.320
was the only eighteen year old in the older folks

336
00:16:22.480 --> 00:16:25.559
choir because I like them better. The kids were just

337
00:16:26.679 --> 00:16:28.480
let me get the old day seniors. And they used

338
00:16:28.480 --> 00:16:30.960
to tell me you. I said, well they you know,

339
00:16:31.000 --> 00:16:34.919
we get this testimony one time and everybody telling about low.

340
00:16:35.039 --> 00:16:37.080
I lost my car and I lost my spouse and

341
00:16:37.120 --> 00:16:39.080
I lost this I lost. I got up there and

342
00:16:39.080 --> 00:16:42.320
I'm like, oh god, well I was about to fail

343
00:16:42.440 --> 00:16:46.639
two of my psychology exams. They looking at me, like what,

344
00:16:47.159 --> 00:16:49.399
And the lady behind me came up behind me. She said, well,

345
00:16:49.600 --> 00:16:51.399
she lived long with us, she gonna go through it.

346
00:16:51.480 --> 00:16:54.840
No you what? What? So you're cursing me? Now? That

347
00:16:55.039 --> 00:16:56.200
was detrimental to me.

348
00:16:56.399 --> 00:16:59.080
For anybody who's ever been in school and you had

349
00:16:59.080 --> 00:17:02.399
to take a test and your GPA, your grade depended

350
00:17:02.480 --> 00:17:04.279
on you not just passing.

351
00:17:04.319 --> 00:17:06.759
You had to get a hundred. And Jesus answered me,

352
00:17:07.079 --> 00:17:08.279
and I made a deal with him.

353
00:17:08.319 --> 00:17:10.480
I said, if you bless me, if you help me

354
00:17:11.039 --> 00:17:13.480
to pass both of these exams, get hundreds on them,

355
00:17:13.759 --> 00:17:15.599
I'll run and I'll never look back.

356
00:17:15.839 --> 00:17:20.119
And I've been running ever since. So it grew over time, Anastasia.

357
00:17:20.480 --> 00:17:22.240
But it was personal relationship.

358
00:17:22.319 --> 00:17:25.720
It wasn't hosted, it wasn't housed under religion.

359
00:17:26.920 --> 00:17:29.000
I know people who say I'm a Baptist, I'm a

360
00:17:29.079 --> 00:17:30.759
dia Baptist. I'm like, going, okay, I'll wait for you.

361
00:17:30.839 --> 00:17:32.480
I'm coming to your funeral because I'm gonna see how

362
00:17:32.519 --> 00:17:36.039
they bury Baptist people versus everybody else. They used to

363
00:17:36.039 --> 00:17:37.440
look at me like what I said, Yeah, cause you

364
00:17:37.440 --> 00:17:38.519
say you're gonna die Baptists.

365
00:17:38.519 --> 00:17:40.839
I don't know what that means. So no, it wasn't

366
00:17:40.839 --> 00:17:41.759
religious religion.

367
00:17:41.799 --> 00:17:44.440
If you look uprough definition of religion, it means to

368
00:17:44.519 --> 00:17:46.000
adhere to a denomination.

369
00:17:46.480 --> 00:17:47.440
So people who say.

370
00:17:47.319 --> 00:17:50.400
Oh, I'm Catholic or I was raised this, that's religion,

371
00:17:50.440 --> 00:17:53.759
and you're religious because you're counting on the Catholic way

372
00:17:53.799 --> 00:17:56.799
of the Baptist way of things, or the Lutheran way

373
00:17:56.799 --> 00:18:00.000
of things, or the Methodists or the Episcopalian way of things.

374
00:18:00.160 --> 00:18:03.200
You know, so you know, that's the difference between them

375
00:18:03.200 --> 00:18:06.400
being a spiritual servant of God. And now, of course

376
00:18:06.400 --> 00:18:08.799
the New Age people that have taken the word spiritual

377
00:18:09.240 --> 00:18:11.640
and their spiritualists and all this kind of stuff, and

378
00:18:11.680 --> 00:18:14.000
they believe in crystals and all that, all that, not

379
00:18:14.240 --> 00:18:15.640
that stuff, but all those things.

380
00:18:15.839 --> 00:18:16.559
Now I believe in.

381
00:18:16.519 --> 00:18:19.359
God Jesus in the Holy Spirit in that order, and

382
00:18:19.400 --> 00:18:22.640
I fear God Jesus in the Holy Spirit, and now

383
00:18:22.680 --> 00:18:25.440
I long to do whatever he would tell me to do.

384
00:18:25.559 --> 00:18:25.839
Right now.

385
00:18:25.839 --> 00:18:29.680
I've been in a space. And Miss Kate knows this

386
00:18:29.720 --> 00:18:31.680
because she said, well, min just do what you want

387
00:18:31.720 --> 00:18:33.680
to do. And I'm like, I had to realize and

388
00:18:33.759 --> 00:18:36.160
just say, you know what, I've done everything I've ever

389
00:18:36.400 --> 00:18:39.720
could imagine doing. So I guess I just need to

390
00:18:39.960 --> 00:18:42.119
sit tight except for a podcast or.

391
00:18:42.079 --> 00:18:42.559
Two, you know.

392
00:18:43.039 --> 00:18:46.880
And I'm it's really a strange place because it's like

393
00:18:46.960 --> 00:18:49.759
even though despite I don't have the limbs and I

394
00:18:49.799 --> 00:18:53.680
don't have the endurance yet you know, it's like I said,

395
00:18:53.920 --> 00:18:56.799
I feel like I feel a little guilty because and

396
00:18:56.839 --> 00:18:58.880
then when I want to talk or to a person,

397
00:18:59.279 --> 00:19:02.759
everybody's puss And I was feeling bad about that that

398
00:19:02.920 --> 00:19:03.799
I was thinking that way.

399
00:19:04.200 --> 00:19:05.119
Does that make sense?

400
00:19:05.599 --> 00:19:08.279
Everybody's you know, everybody's got things they got to do,

401
00:19:08.400 --> 00:19:10.839
or they're married, you know, and I'm a single person.

402
00:19:10.880 --> 00:19:12.720
I you know, I don't I ain't. I ain't gonna

403
00:19:12.759 --> 00:19:14.640
be three's a crowd. I ain't.

404
00:19:14.880 --> 00:19:17.480
No, I'm not doing that, you know, And I know that,

405
00:19:17.640 --> 00:19:20.119
you know those who are married, this is your day off,

406
00:19:20.160 --> 00:19:22.359
you spending it with your spouse. I'm not gonna call

407
00:19:22.400 --> 00:19:25.599
and interrupt that. So I'm like, So Jazz gets a

408
00:19:25.640 --> 00:19:27.680
lot of the conversation. You know, she just be looking

409
00:19:27.720 --> 00:19:29.599
at me like, okay, let me just She's like, let

410
00:19:29.640 --> 00:19:31.720
me just lay and face you and let me just

411
00:19:31.799 --> 00:19:33.759
let you know. You got my under I have no

412
00:19:33.839 --> 00:19:36.200
idea what you're talking about, but I'm just gonna look

413
00:19:36.240 --> 00:19:38.720
at you and come over and lick you, and come

414
00:19:38.759 --> 00:19:41.359
over and wag my tail and back up into you.

415
00:19:41.480 --> 00:19:43.359
She does this, and when I'm sitting up in my chair,

416
00:19:43.400 --> 00:19:45.599
she backs up to the chair so she's leaning on

417
00:19:45.640 --> 00:19:48.079
my leg. She's got to feel you, you know, and stuff.

418
00:19:48.279 --> 00:19:49.799
So she gets a lot of the conversation.

419
00:19:51.920 --> 00:19:53.759
I just got discerned with something.

420
00:19:55.039 --> 00:20:00.880
Okay, yes, she'll be four in May. She had like

421
00:20:00.880 --> 00:20:01.519
a puppy too.

422
00:20:01.920 --> 00:20:04.799
What you gonna say, trained No, I mean, I just

423
00:20:04.839 --> 00:20:06.920
got I just thought of something. But you know, I

424
00:20:06.960 --> 00:20:09.000
wanted to kind of go back when you were talking

425
00:20:09.000 --> 00:20:11.440
about you don't have the limbs and you don't have

426
00:20:11.559 --> 00:20:13.640
you know, you know, single and stuff.

427
00:20:13.680 --> 00:20:15.440
But I thought of something, Leasia.

428
00:20:16.000 --> 00:20:17.200
Uh oh your money.

429
00:20:17.440 --> 00:20:20.440
Your mind is so great. I'm telling you, I'm going there.

430
00:20:20.599 --> 00:20:21.519
I have to go there.

431
00:20:21.960 --> 00:20:26.599
Your your mind, well, it's it's not it's not to

432
00:20:26.839 --> 00:20:28.880
kind of make you embarrassed, but I just want to

433
00:20:28.920 --> 00:20:31.279
put it out there because it is. My thing.

434
00:20:31.519 --> 00:20:34.160
Is your your mind and your.

435
00:20:33.960 --> 00:20:37.640
Thought process and your discernment and your belief of God

436
00:20:38.200 --> 00:20:43.240
is is more than any limb. And I see you

437
00:20:43.319 --> 00:20:46.160
pull people out of stuff, you know, through your walk,

438
00:20:46.240 --> 00:20:48.920
through your your work and things that you do. But

439
00:20:48.960 --> 00:20:51.039
I thought about it too when you said jazz gets

440
00:20:51.079 --> 00:20:52.119
most of your conversation.

441
00:20:53.440 --> 00:20:54.559
You know people do.

442
00:20:54.799 --> 00:20:58.440
They do pages with their animals, and I just came

443
00:20:58.519 --> 00:20:59.079
up with something.

444
00:20:59.119 --> 00:21:00.920
I'm just gonna put out the journals of.

445
00:21:00.920 --> 00:21:05.720
Jazz or me and jazz, and you can document your

446
00:21:05.839 --> 00:21:10.119
walk and your your daily movement with you and jazz.

447
00:21:10.920 --> 00:21:13.039
I just have to put it. I'm sorry, you.

448
00:21:12.960 --> 00:21:15.039
Ain't sorry, you ain't sorry. I'm saying you're sorry, you

449
00:21:15.039 --> 00:21:19.079
ain't sorry. We quickly say that, oh, we're sorry.

450
00:21:19.359 --> 00:21:21.640
I don't want to put you I like I'm putting it.

451
00:21:21.680 --> 00:21:22.680
I'm putting you out there.

452
00:21:22.720 --> 00:21:25.480
But but that's what came to me, and and and

453
00:21:25.519 --> 00:21:28.759
I thought about sharing because there are so many people

454
00:21:28.799 --> 00:21:30.720
who probably feel like you do.

455
00:21:31.279 --> 00:21:32.920
And you know, I.

456
00:21:32.839 --> 00:21:37.400
Know people are struggling with stuff to come up with whatever,

457
00:21:37.960 --> 00:21:40.400
and there are so many people that, you know, I

458
00:21:40.400 --> 00:21:43.720
can't think it's hat hungry, angry, lonely entire.

459
00:21:43.920 --> 00:21:46.519
And there's so many people under that. And sometimes you.

460
00:21:46.559 --> 00:21:49.279
Might be hungry and not angry, lonely and tired, and

461
00:21:49.359 --> 00:21:51.960
sometimes you might be the other ones and not that,

462
00:21:52.039 --> 00:21:53.759
and sometimes you might not be at all.

463
00:21:54.200 --> 00:21:56.920
But people are going through so much right now.

464
00:21:57.039 --> 00:22:04.720
And you know, whether it's spiritual or financially, emotionally, you know,

465
00:22:04.759 --> 00:22:09.839
physically all of that stuff right now, and on top

466
00:22:09.920 --> 00:22:14.720
of weather, on top of weather, on top of you know,

467
00:22:14.920 --> 00:22:18.680
issues with loved ones and and and deaths, and right

468
00:22:18.720 --> 00:22:21.559
now this flu and pneumonia is rapid.

469
00:22:21.599 --> 00:22:24.200
I don't know about down there, but up here it is.

470
00:22:25.079 --> 00:22:28.279
Well, I even here with that, you know they're going

471
00:22:28.319 --> 00:22:32.640
away from here, and so it's enough to put you

472
00:22:32.720 --> 00:22:35.519
in a frenzy. And sometimes when you let your mind

473
00:22:35.839 --> 00:22:40.559
wander and stray and not focus on on what God

474
00:22:40.640 --> 00:22:42.440
has to you, and I know it's hard when you're

475
00:22:42.440 --> 00:22:45.559
going through something, sometimes you don't want to have that

476
00:22:45.559 --> 00:22:48.400
that talk with God. But that's I'm going to say,

477
00:22:48.599 --> 00:22:52.039
that's when you have it, because I'm telling you you know,

478
00:22:52.200 --> 00:22:55.240
I've always, like I said, I've always believed in God.

479
00:22:55.279 --> 00:22:56.279
I knew there was a God.

480
00:22:56.359 --> 00:22:59.200
But the walk is different from me now where I'm

481
00:22:59.240 --> 00:23:02.640
really trust in God, trying to listen to God, trying

482
00:23:02.680 --> 00:23:06.119
to read his word where I honestly I was not

483
00:23:06.240 --> 00:23:11.559
doing that before. And so wherever you are, just start

484
00:23:11.880 --> 00:23:14.200
with the prayer God. I don't have it all. I

485
00:23:14.240 --> 00:23:17.200
don't know it all. I need you to come. I

486
00:23:17.240 --> 00:23:20.000
need you to come and help and show me because

487
00:23:20.039 --> 00:23:22.039
I want to do right. I want to be right

488
00:23:22.319 --> 00:23:24.400
when I leave this earth, I want to be with you.

489
00:23:25.000 --> 00:23:27.799
And so those are some of the conversations. But when

490
00:23:27.880 --> 00:23:29.359
I see that there are a.

491
00:23:29.279 --> 00:23:29.880
Lot of stuff.

492
00:23:29.960 --> 00:23:32.599
There's a lot of stuff, and even me being transparent,

493
00:23:33.079 --> 00:23:36.640
this is not my time of year, cold snow.

494
00:23:36.799 --> 00:23:37.960
It's stifling.

495
00:23:38.039 --> 00:23:40.359
And but the thing that I have to turn it

496
00:23:40.400 --> 00:23:43.319
around that this is God's work and so I try

497
00:23:43.400 --> 00:23:45.319
not to take it there. But I have to really

498
00:23:45.359 --> 00:23:49.079
push push myself to get out of that gloom because

499
00:23:49.279 --> 00:23:51.839
it gets darker with Gus getting now is getting lighter,

500
00:23:52.279 --> 00:23:53.720
and so I'm looking forward to that.

501
00:23:53.799 --> 00:23:55.599
But also in my mind, where can I do, what

502
00:23:55.680 --> 00:23:56.319
can I plan?

503
00:23:56.839 --> 00:23:58.680
What can I have something to kind of look forward

504
00:23:58.720 --> 00:24:01.000
to the next day, because you have peop they don't

505
00:24:01.039 --> 00:24:03.960
have anything to look forward to, and it starts with

506
00:24:04.039 --> 00:24:07.640
your mind that it starts with the mindset. And I

507
00:24:07.720 --> 00:24:11.759
just want to encourage people. It looks bad, it could

508
00:24:11.839 --> 00:24:15.319
look bad right now, but trust and believe, trust on God,

509
00:24:15.759 --> 00:24:18.440
pray to God. And I've learned that it doesn't have

510
00:24:18.559 --> 00:24:20.759
to be the most eloquent thing, just taught have a

511
00:24:20.799 --> 00:24:23.960
conversation with Him, because that's where I am. Sometimes I

512
00:24:23.960 --> 00:24:26.240
can thank a prayer brother than I can speak it out.

513
00:24:26.599 --> 00:24:29.279
But I also Lord, just help me because right now

514
00:24:29.640 --> 00:24:30.839
I don't know what to do.

515
00:24:31.559 --> 00:24:35.079
Is okay? Amen? Thank you for that. Thank you.

516
00:24:35.960 --> 00:24:39.400
It's nobody but God, and and you know, just it's

517
00:24:39.480 --> 00:24:42.240
to fight. You know, I'm on a couple of support group. Well,

518
00:24:42.640 --> 00:24:45.400
I'm on a board, a new board. I'm a new

519
00:24:45.400 --> 00:24:49.759
board member for my brothers and sisters up in Canada.

520
00:24:50.079 --> 00:24:53.480
And it's fun and when we're talking it's like, you know,

521
00:24:54.000 --> 00:24:54.440
we sell.

522
00:24:54.559 --> 00:24:55.400
I mean, that's a group.

523
00:24:55.599 --> 00:25:00.640
This group that we really celebrate our ahabs moment, and

524
00:25:00.640 --> 00:25:02.680
I've never been in an environment like that. You know,

525
00:25:02.720 --> 00:25:04.720
you go and tell somebody, oh, I had a great weekend.

526
00:25:04.759 --> 00:25:06.319
I did this to that and they're like, oh, that's right,

527
00:25:06.720 --> 00:25:09.119
you know. But you know, in this group, you can say.

528
00:25:09.680 --> 00:25:11.640
I was just telling them I put my ear rings on.

529
00:25:13.079 --> 00:25:14.200
All I have to do is put it in. I

530
00:25:14.240 --> 00:25:15.759
was like, oh my god, because I usually wait for

531
00:25:15.759 --> 00:25:17.720
one of the kids to just kind of accidentally come

532
00:25:17.759 --> 00:25:19.559
out and said, oh, can you help me with my earrings?

533
00:25:19.680 --> 00:25:22.039
And I was like, oh my god. They're like yeah,

534
00:25:22.039 --> 00:25:24.119
and they were clapping for me. They were like yeah,

535
00:25:24.359 --> 00:25:26.680
you know. And I said, people don't understand. We will

536
00:25:26.720 --> 00:25:30.039
always have new normals. We will always have our house

537
00:25:30.079 --> 00:25:33.039
and we will always celebrate them. And you know, but

538
00:25:33.279 --> 00:25:36.039
like this weekend, what is that was our hard moment?

539
00:25:36.079 --> 00:25:39.680
Like ah hah, oh man, wait a minute, like the

540
00:25:39.759 --> 00:25:41.599
day that the other day, I said, all I have

541
00:25:41.680 --> 00:25:43.440
to do is just put my ear rings on, and.

542
00:25:43.519 --> 00:25:44.279
I could do this.

543
00:25:44.640 --> 00:25:46.920
So I kept feeling around for the whole I got

544
00:25:46.920 --> 00:25:48.640
this one in. I was like, yes, not now, this

545
00:25:48.680 --> 00:25:51.359
is gonna be a little okay. And I kept feeling

546
00:25:51.400 --> 00:25:53.559
around for the whole. I got disappointed. I said, oh man,

547
00:25:53.839 --> 00:25:57.200
I got I got to do this. And I finally

548
00:25:57.240 --> 00:26:00.720
got it there and I was like, I'm just screaming

549
00:26:00.799 --> 00:26:03.160
at the house. I'm like, yes, I did it on

550
00:26:03.200 --> 00:26:05.079
my own. The other day I had to go for

551
00:26:05.119 --> 00:26:06.799
a test and they say, you can't wear the jewely,

552
00:26:06.799 --> 00:26:07.480
do you?

553
00:26:07.680 --> 00:26:08.640
Boy? I didn't know.

554
00:26:08.759 --> 00:26:11.359
I was really pickled because I was like, I can't

555
00:26:11.359 --> 00:26:14.559
put I couldn't put my second whole ering. I couldn't

556
00:26:14.599 --> 00:26:16.599
wear my little bracelet with my cross on it.

557
00:26:16.759 --> 00:26:19.039
I couldn't. It was enough. I couldn't put on the

558
00:26:19.079 --> 00:26:21.119
owner and you couldn't put no perfume. And I'm like,

559
00:26:21.160 --> 00:26:22.119
it's one of those stands.

560
00:26:22.160 --> 00:26:25.839
And I'm like, m but if I take ear rings

561
00:26:25.839 --> 00:26:28.400
in the car, look, I ain't going anywhere, you know what.

562
00:26:28.480 --> 00:26:30.880
So I took my hair like this. I said, nobody

563
00:26:30.880 --> 00:26:34.559
will know. They won't be able to tell. They won't

564
00:26:34.559 --> 00:26:38.079
be able to tell. But I felt naked without my

565
00:26:38.200 --> 00:26:41.400
jewelry because at least I have that, you know so,

566
00:26:42.039 --> 00:26:42.640
But God.

567
00:26:42.480 --> 00:26:45.279
Bless you, trade thank you because you have walked with me.

568
00:26:45.400 --> 00:26:50.480
You you you knew me back when and and it

569
00:26:50.480 --> 00:26:54.599
makes my heart just flutter when somebody says, you ain't changed,

570
00:26:55.440 --> 00:26:59.480
I'm still the same you ever changed, And I'm like, yeah,

571
00:26:59.640 --> 00:27:01.480
you know, because but I had to come it had

572
00:27:01.480 --> 00:27:04.039
to come back. And I got that realization in the

573
00:27:04.119 --> 00:27:07.240
hospital when I'm like, I'm crying every night in the hospital.

574
00:27:07.319 --> 00:27:09.640
During the day, I'm crying, I'm telling people I don't

575
00:27:09.640 --> 00:27:12.400
want any service today, please, I'm just not there. And

576
00:27:12.440 --> 00:27:15.319
I'm like I'm looking at my advantage, all their hands

577
00:27:15.359 --> 00:27:16.200
and my.

578
00:27:16.119 --> 00:27:18.200
Feet, and I'm like, oh God, what am I to do?

579
00:27:18.279 --> 00:27:18.880
What am I to do?

580
00:27:18.920 --> 00:27:21.799
And the Lord said, okay, you finished. I'm like yeah,

581
00:27:22.519 --> 00:27:23.960
and he said, I need you to get in that chair.

582
00:27:24.319 --> 00:27:26.359
When pt and Ot helps you to that chair and

583
00:27:26.359 --> 00:27:29.319
you do some exercise, you stay in that chair fifteen

584
00:27:29.319 --> 00:27:30.400
minutes later.

585
00:27:30.839 --> 00:27:32.039
Change can be good at times.

586
00:27:32.200 --> 00:27:34.480
Change could be good all the time, Mickey, depending on

587
00:27:34.519 --> 00:27:36.720
how you look at it. And we're gonna talk about money.

588
00:27:36.920 --> 00:27:41.160
How you look at money, because the Bible says the love.

589
00:27:40.960 --> 00:27:43.799
Of money is the root of all evil. When you

590
00:27:44.000 --> 00:27:46.759
love money, you will do anything to get it.

591
00:27:47.160 --> 00:27:50.680
You will lie, you will steal, you will course, you

592
00:27:50.759 --> 00:27:54.319
will go and stead and try to convince other people.

593
00:27:54.359 --> 00:27:56.640
Oh I need I need some help right now. I'll

594
00:27:56.640 --> 00:27:58.319
pay you back, and you know you're not gonna pay

595
00:27:58.319 --> 00:28:00.680
me back. I was telling saying something earlier to Don.

596
00:28:00.759 --> 00:28:04.160
I was watching one of the Judge shows. And here's

597
00:28:04.200 --> 00:28:07.680
this brother in law like pretending like, oh, I didn't

598
00:28:07.680 --> 00:28:08.599
buy it, borrow anything.

599
00:28:08.640 --> 00:28:09.400
He said, no, you did.

600
00:28:09.599 --> 00:28:12.440
You borrowed three thousand dollars from me, and you said

601
00:28:12.440 --> 00:28:14.200
you're paying it. And you kept giving me excuse me,

602
00:28:14.359 --> 00:28:16.359
And I told I tell my kids, and I said

603
00:28:16.359 --> 00:28:19.400
to Don again, don't you ever loan nobody no money?

604
00:28:19.839 --> 00:28:23.279
Because a key here is that for somebody who asked

605
00:28:23.279 --> 00:28:27.880
to borrow money, how's their spending pattern, how's their view

606
00:28:27.920 --> 00:28:30.160
on money? And twenty twenty should have taught us. And

607
00:28:30.200 --> 00:28:32.079
I say this all the time, and I'll say it again,

608
00:28:32.559 --> 00:28:36.400
twenty twenty people were totally ticked off when the landlords

609
00:28:36.640 --> 00:28:39.079
got their stimulus money. They got the back rent from

610
00:28:39.079 --> 00:28:41.960
people and everything else. Well, guess what in twenty nineteen

611
00:28:42.000 --> 00:28:45.559
and in twenty seventeen and in twenty ten, you as

612
00:28:45.559 --> 00:28:48.559
a resident, how you you you were You were neglecting

613
00:28:48.759 --> 00:28:51.440
paying your rent on time then and you were working

614
00:28:51.440 --> 00:28:54.000
in the world was not in a crisis. So a

615
00:28:54.119 --> 00:28:56.039
landlord had to sit there and say, you know what,

616
00:28:56.640 --> 00:28:58.319
this is great, I got all the back paid, but.

617
00:28:58.759 --> 00:29:02.519
Your habit, your behavior has a change, and.

618
00:29:02.480 --> 00:29:05.400
We're not gonna have stimulus rounds anymore. And I got

619
00:29:05.400 --> 00:29:07.440
to go back to you making up excuses.

620
00:29:07.680 --> 00:29:10.359
Ben frankly said, never a lender or borrow.

621
00:29:10.240 --> 00:29:12.960
B and I'm gonna say about the lender, even though

622
00:29:13.000 --> 00:29:14.400
God makes us lenders.

623
00:29:14.599 --> 00:29:17.359
I have not enjoyed that, and I won't be doing

624
00:29:17.400 --> 00:29:20.039
it anymore. I'm just waiting for everybody paying me.

625
00:29:20.039 --> 00:29:24.119
Back because the mentality money does separate a friend.

626
00:29:24.559 --> 00:29:26.119
Money does, and.

627
00:29:26.079 --> 00:29:28.880
I wish, you know if I had it, you know,

628
00:29:28.960 --> 00:29:31.440
but if you're but I'm gonna teach you about money.

629
00:29:31.759 --> 00:29:34.240
When I worked at Children's Services Counsel, which is one

630
00:29:34.240 --> 00:29:38.480
of the leading UH funding resources for children and families

631
00:29:38.519 --> 00:29:41.599
back in my hometown, I hate you know, we gave out,

632
00:29:41.640 --> 00:29:45.000
we awarded programs their moneys for the year. But I

633
00:29:45.039 --> 00:29:48.119
had to let my team, my my my organizations that

634
00:29:48.160 --> 00:29:51.400
I oversaw. We're not gonna keep giving you this money

635
00:29:51.799 --> 00:29:54.279
because you come after year after year and you you know,

636
00:29:54.319 --> 00:29:55.880
you just know the right thing to say, and we

637
00:29:55.960 --> 00:29:58.359
do need the service, but we're not gonna keep We

638
00:29:58.400 --> 00:30:00.000
need to teach you how to fish. So we brought

639
00:30:00.160 --> 00:30:03.519
in all kinds of trainers and everything how to manage

640
00:30:03.519 --> 00:30:05.839
your money, so you can tell your clients how to

641
00:30:05.880 --> 00:30:06.759
manage your money.

642
00:30:06.920 --> 00:30:08.839
So it's never good. It's a good feeling.

643
00:30:08.839 --> 00:30:11.160
Now. If you want to help people, that's fine with you,

644
00:30:11.200 --> 00:30:13.000
but don't put it as money. No, I'm giving this

645
00:30:13.039 --> 00:30:15.039
to you here. You don't owe me, and I'm not

646
00:30:15.079 --> 00:30:17.079
looking at you don't no, But I'm a pay no

647
00:30:17.200 --> 00:30:20.799
because sometimes that don't happen, and you just if you,

648
00:30:20.920 --> 00:30:22.640
I just wouldn't do it.

649
00:30:22.920 --> 00:30:25.359
I wouldn't do it because they gonna come back. They're

650
00:30:25.400 --> 00:30:26.160
gonna come back.

651
00:30:26.480 --> 00:30:28.960
One of the Linders, she you know, always called me

652
00:30:29.000 --> 00:30:30.880
her angel, and then I had to tell her the

653
00:30:30.880 --> 00:30:32.960
next time she came through. God said let her know

654
00:30:33.039 --> 00:30:35.519
this the last time, and I said it very respectfully

655
00:30:35.559 --> 00:30:38.079
and everything. Boy, you talk about somebody turning on me.

656
00:30:38.519 --> 00:30:42.200
And you still owe me. I didn't tell you. It

657
00:30:42.240 --> 00:30:45.799
was my idea. God told me to tell you. Another

658
00:30:45.839 --> 00:30:48.359
person owe me money paying me when they get ready.

659
00:30:48.640 --> 00:30:50.400
I paid a late fee. So don't worry. You ain't

660
00:30:50.400 --> 00:30:52.640
got nothing to say. You got it, you ain't got

661
00:30:52.759 --> 00:30:54.720
I know what that person is saying. Ms.

662
00:30:54.799 --> 00:30:57.079
Gray's not hurting well, you think I went through this

663
00:30:57.119 --> 00:31:00.640
for you so and the words have been frankly, don't

664
00:31:00.680 --> 00:31:03.240
be you know, don't get caught up in that and

665
00:31:03.720 --> 00:31:05.960
talk about some things. Anybody wanted to miscady or anything.

666
00:31:06.000 --> 00:31:08.599
Anybody want to jump in here. I'm gonna talk about

667
00:31:08.680 --> 00:31:10.079
financial wellness months.

668
00:31:09.880 --> 00:31:12.039
And then we got we got a nice little surprise

669
00:31:12.079 --> 00:31:13.799
for y'all, like the end towards the end. So I'm

670
00:31:13.920 --> 00:31:17.039
got to watch my time. Anybody want to add to that? Yes,

671
00:31:18.039 --> 00:31:21.200
keep going okay, this case, I can keep going okay. Well.

672
00:31:21.279 --> 00:31:25.599
January is natural National Financial Wellness Month. Wellness month a

673
00:31:25.680 --> 00:31:30.680
dedicated time to assess, reset, and improve your personal financial habits,

674
00:31:31.039 --> 00:31:35.799
goals and strategies position after the holiday season. This time

675
00:31:35.960 --> 00:31:42.759
encourages individuals to build sustainable habits, reduce financial stresses, and

676
00:31:42.960 --> 00:31:46.000
establish long term stability. Now you probably say it's great,

677
00:31:46.079 --> 00:31:48.640
you know what, I'm working the same job. I'm still

678
00:31:48.680 --> 00:31:52.039
not the ends and not meeting well this, Okay, I did.

679
00:31:52.880 --> 00:31:56.160
I would encourage you like the widow with Elijah and

680
00:31:56.240 --> 00:31:58.079
she said I don't have enough. I only have one

681
00:31:58.480 --> 00:32:01.759
enough oil to make my me and my son a cake.

682
00:32:02.079 --> 00:32:04.960
And that was like cornbread, like a muffin and then

683
00:32:04.960 --> 00:32:07.720
we're gonna die. And he said, no, give me, make

684
00:32:07.799 --> 00:32:09.200
me the cake, give it to me.

685
00:32:09.599 --> 00:32:10.359
We're gonna pray.

686
00:32:10.640 --> 00:32:12.839
God will, God will provide. He didn't even say we're

687
00:32:12.839 --> 00:32:15.240
gonna pray. He said, God will provide. And he said,

688
00:32:15.240 --> 00:32:15.960
where's your oil?

689
00:32:16.039 --> 00:32:19.079
Back? Where's the container? Some of you don't have the container.

690
00:32:19.440 --> 00:32:22.000
Some of you can't even go past Friday, the thirty,

691
00:32:22.079 --> 00:32:23.359
the fifteenth of the thirty.

692
00:32:23.119 --> 00:32:27.079
First, No, where's the where's where? Where you? Where do you.

693
00:32:27.079 --> 00:32:30.440
Keep the oilmy? Where do you keep the oil? And

694
00:32:30.480 --> 00:32:33.200
he blessed it, and she had enough back she couldn't.

695
00:32:33.279 --> 00:32:36.279
She had to borrow or oil containers from her neighbors

696
00:32:36.519 --> 00:32:38.519
because the oil was just overflow. I don't know where

697
00:32:38.519 --> 00:32:40.880
it was coming from. It doesn't say that because it wasn't.

698
00:32:41.039 --> 00:32:43.599
It didn't matter. It's the fact that she was. It

699
00:32:43.640 --> 00:32:45.960
was flowing over and she can do whatever and she

700
00:32:46.039 --> 00:32:49.480
and her son would live. He said, just trust trust God.

701
00:32:49.880 --> 00:32:53.319
So hear me talk about sustainable habits. You got to

702
00:32:53.400 --> 00:32:54.720
reduce your financial stress.

703
00:32:54.759 --> 00:32:57.440
How do you do that? Well? I did it.

704
00:32:57.559 --> 00:32:59.720
I would call my creditors and say, you know what,

705
00:32:59.799 --> 00:33:02.160
I don't have it this month. I am not gonna

706
00:33:02.200 --> 00:33:05.400
have it even with my next paycheck. And to my surprise,

707
00:33:05.559 --> 00:33:07.519
either they would like my car payment. They would say,

708
00:33:07.519 --> 00:33:09.359
you know what, we'll take the payment and put it

709
00:33:09.400 --> 00:33:10.119
on the back end.

710
00:33:10.400 --> 00:33:11.880
Now, at that time it was relief.

711
00:33:11.960 --> 00:33:15.119
It felt good, but the interest also goes on that

712
00:33:15.160 --> 00:33:15.880
back end too.

713
00:33:16.440 --> 00:33:18.200
Or the creditor would say, you know what, missus Gray,

714
00:33:18.240 --> 00:33:20.640
you've been with us a long time. You know what,

715
00:33:20.720 --> 00:33:22.359
we're gonna credit you.

716
00:33:22.400 --> 00:33:25.680
Just your your your your service and and and your

717
00:33:25.480 --> 00:33:28.480
your loyalty, so you will see you next month.

718
00:33:28.839 --> 00:33:29.400
You don't know.

719
00:33:29.480 --> 00:33:31.920
I used to be afraid to call the creditors because

720
00:33:31.920 --> 00:33:34.400
my parents made me afraid to call the care editors.

721
00:33:34.440 --> 00:33:37.400
The insurance man used to come to the house every Monday.

722
00:33:37.720 --> 00:33:39.160
We knew that that was what we had to pay

723
00:33:39.200 --> 00:33:41.319
the insurance. And my mother said, well, tell her we're

724
00:33:41.319 --> 00:33:41.599
not here.

725
00:33:42.319 --> 00:33:43.119
And I'm a kiddy.

726
00:33:43.720 --> 00:33:47.119
So the Johnie sees that, Hey, hey, mister Casadiao, we'll

727
00:33:47.119 --> 00:33:49.240
I'll tell you fellow, I said. My mom said, we're

728
00:33:49.279 --> 00:33:51.759
not here. I say it just like that. She said,

729
00:33:51.759 --> 00:33:54.240
tell we're not here. Mama said, we're not here. He said,

730
00:33:54.240 --> 00:33:56.519
we'll tell I see it next week. I said, okay, Mommy.

731
00:33:56.880 --> 00:34:01.200
He said, he'll sit you next week right now. She's like,

732
00:34:02.160 --> 00:34:03.279
you just run your mouth.

733
00:34:03.319 --> 00:34:05.839
I said, but you teach me, and I think.

734
00:34:06.240 --> 00:34:08.400
And at that time I was starting. I was in

735
00:34:08.440 --> 00:34:11.039
private school, so I was raised. You know, my mom

736
00:34:11.079 --> 00:34:13.039
and dad. You know, they were never in slavery, but

737
00:34:13.079 --> 00:34:16.039
they had their great greates in slavery and stuff. So

738
00:34:16.079 --> 00:34:20.440
theirview towards Caucasian people towards white people.

739
00:34:20.480 --> 00:34:21.360
Was very different.

740
00:34:21.440 --> 00:34:24.639
Even though they worked for white people, but they feared them.

741
00:34:25.039 --> 00:34:27.199
So I remember having a conversation with my mom. I

742
00:34:27.239 --> 00:34:29.360
was sixteen, seventeen years old. I said, no, I was

743
00:34:29.400 --> 00:34:32.960
in maybe elementary, no middle school. I said, mine, you

744
00:34:33.000 --> 00:34:34.960
gotta you can't. You can't be talking.

745
00:34:35.000 --> 00:34:36.079
You don't. And I'm like, Mama.

746
00:34:36.119 --> 00:34:39.599
Those people bleed red blood like we do. They scared us.

747
00:34:40.400 --> 00:34:42.280
I said, what are you talking about? I said, I

748
00:34:42.360 --> 00:34:45.119
go to school with them. So my whole mindset changed,

749
00:34:45.360 --> 00:34:47.679
and I you know, and and I got, you know,

750
00:34:47.960 --> 00:34:50.920
just getting in that way and the way school raised me,

751
00:34:51.280 --> 00:34:54.039
to be honest with you, they played an important role.

752
00:34:54.079 --> 00:34:56.840
Those nuns and priests played an important role in my

753
00:34:56.920 --> 00:34:58.239
life to my self esteem.

754
00:34:58.400 --> 00:35:00.000
And we're not gonna go there, but let me read.

755
00:34:59.840 --> 00:35:05.800
Some here It focuses on creating actionable plans, such as budgeting,

756
00:35:06.119 --> 00:35:09.679
reducing that and increasing savings. Last week, I told you

757
00:35:09.719 --> 00:35:13.800
I was at the bank's banking service and they're.

758
00:35:13.639 --> 00:35:15.920
Talking about all these stocks, you know, talk with one

759
00:35:15.960 --> 00:35:17.559
of my advisors. We can tell you about stop. But

760
00:35:17.599 --> 00:35:20.000
that then the little bitty line I had to lead

761
00:35:20.119 --> 00:35:23.039
in and read it, talk about what we're We're not responsible.

762
00:35:23.079 --> 00:35:27.079
There's no insurance, ensure opportunities here that we you know,

763
00:35:27.119 --> 00:35:28.840
we we can tell you where to go, but we

764
00:35:28.920 --> 00:35:29.800
have nothing else to do with it.

765
00:35:29.800 --> 00:35:31.880
I'm like, wait a minute, what wait, wait, so you're

766
00:35:31.880 --> 00:35:34.360
gonna leave me to the wolves? Are you gonna leave

767
00:35:34.400 --> 00:35:34.800
me there?

768
00:35:35.039 --> 00:35:37.440
You can't ensure me, you can't back, we can't support me,

769
00:35:37.960 --> 00:35:41.599
but savings. The next time you all go into your bank, look.

770
00:35:41.440 --> 00:35:43.800
At the marquee, the scrolling marquee.

771
00:35:44.039 --> 00:35:49.199
They talk about CDs, they talk about other monetary options,

772
00:35:49.199 --> 00:35:51.719
and sometimes they have sales. And what they'll say, if

773
00:35:51.760 --> 00:35:56.559
you get fifteen months, twelve month, fifteen month, eighteen months CD,

774
00:35:57.079 --> 00:36:00.079
you could earn with interest this amount read it.

775
00:36:00.519 --> 00:36:01.559
Just look at it.

776
00:36:01.880 --> 00:36:04.599
And of course any loans and stuff like that for property,

777
00:36:04.639 --> 00:36:05.480
all that kind of stuff.

778
00:36:05.519 --> 00:36:06.360
But look at it.

779
00:36:06.639 --> 00:36:08.920
That's another money stream right there, because you have to

780
00:36:08.920 --> 00:36:11.599
put that money in that account and you cannot get

781
00:36:11.639 --> 00:36:14.840
it for that amount of time, So it makes it

782
00:36:14.960 --> 00:36:17.159
a little like your money. Make sure if you have a

783
00:36:17.199 --> 00:36:20.800
savings account, make sure it's an interest yielding account. I

784
00:36:20.800 --> 00:36:24.400
don't care if it's one percent annually, one percent one

785
00:36:24.440 --> 00:36:25.079
time of year.

786
00:36:25.239 --> 00:36:27.960
That's thirty cents you didn't have. And leave the savings.

787
00:36:28.039 --> 00:36:31.000
You shouldn't really touch to keep whatever you got over there,

788
00:36:31.119 --> 00:36:33.360
leave it over there, Let it grow, Let it grow.

789
00:36:33.599 --> 00:36:35.880
I went to Zaxby's the other thing, to get lunched,

790
00:36:36.199 --> 00:36:38.239
and they have a little thing on the drive for

791
00:36:38.239 --> 00:36:42.519
therough saying about they're rounding up if it deals with money.

792
00:36:42.519 --> 00:36:45.440
If it's one cent three cents, you know they'll round

793
00:36:45.480 --> 00:36:46.960
it up, so you have to pay that.

794
00:36:47.239 --> 00:36:47.360
Well.

795
00:36:47.400 --> 00:36:50.400
I got to the window. My order was nineteen dollars

796
00:36:50.400 --> 00:36:51.079
and three cent.

797
00:36:51.360 --> 00:36:52.360
I said, oh, I have to three cent.

798
00:36:52.440 --> 00:36:54.320
The girl said, come man, we don't take pennies anymore,

799
00:36:55.079 --> 00:36:57.119
and I had to laugh. I said, well, you need

800
00:36:57.159 --> 00:36:59.360
to take that sign down because you got my hopes up.

801
00:36:59.639 --> 00:37:01.000
I could, but I can give.

802
00:37:00.880 --> 00:37:03.079
You exactly No, we don't even take pitties anymore, so

803
00:37:03.119 --> 00:37:06.079
now we don't eat merchants, are not taking the pitties anymore?

804
00:37:06.440 --> 00:37:08.760
Are they knocking off the feet? You should have knocked

805
00:37:08.760 --> 00:37:10.360
off the three cent she did.

806
00:37:10.559 --> 00:37:13.039
It was nineteen dollars. And I guess what I did.

807
00:37:13.280 --> 00:37:16.519
Lord, thank you for my three dollar increase, three cent increase,

808
00:37:17.039 --> 00:37:19.800
because I thank you for everything, Thank you for everything,

809
00:37:19.920 --> 00:37:20.360
Thank you.

810
00:37:21.000 --> 00:37:23.880
But I got a whole little change first, and I

811
00:37:23.920 --> 00:37:24.440
got enough.

812
00:37:24.639 --> 00:37:27.519
I went went to the Christian bookstore yesterday and I

813
00:37:27.639 --> 00:37:29.480
just the Lord told me, you know, the kind of

814
00:37:29.599 --> 00:37:31.159
and I gave some tens and she said, oh, we

815
00:37:31.199 --> 00:37:34.159
need the tens. We really don't go on the twenties,

816
00:37:34.159 --> 00:37:36.079
but we could really use the tens. And I'm like, well, hey,

817
00:37:36.159 --> 00:37:37.800
let me know because I got them. No.

818
00:37:38.400 --> 00:37:40.599
So this is where we're at right now. Now.

819
00:37:40.639 --> 00:37:42.880
The world is dictating to us how we spend and

820
00:37:43.000 --> 00:37:45.639
what we spend things on. I heard folks in Tennessee

821
00:37:46.840 --> 00:37:50.119
was going to the grocery store last week and stuff

822
00:37:50.159 --> 00:37:52.719
was out, food was out, the shelves were bare because

823
00:37:52.719 --> 00:37:54.559
people were getting ready for what's coming up this.

824
00:37:54.599 --> 00:37:57.719
Week, saving, saving, okay, And they.

825
00:37:57.639 --> 00:38:00.239
Talked about and they focused on some key area is

826
00:38:00.280 --> 00:38:05.039
like budgeting and financial assessment goal setting emergency fund creation.

827
00:38:05.480 --> 00:38:08.199
Some banks have the Christmas fund. I think it starts

828
00:38:08.239 --> 00:38:10.840
in January where you can just put you know, twenty

829
00:38:10.840 --> 00:38:13.800
five dollars in this fun and by Christmas. By November

830
00:38:13.800 --> 00:38:16.079
you can go ahead and withdraw and that's what you spend.

831
00:38:16.159 --> 00:38:19.840
You use it by your Christmas gifts. There's there's things

832
00:38:19.840 --> 00:38:23.800
you know, automation, setting up automatic payments and savings to

833
00:38:23.840 --> 00:38:26.119
do so O reduce to stress and retirement planning.

834
00:38:26.320 --> 00:38:27.000
And another thing.

835
00:38:27.239 --> 00:38:31.039
Cash is key once again because don't focus these credit

836
00:38:31.039 --> 00:38:34.960
card things. You're charging that extra three percent. These merchants

837
00:38:34.960 --> 00:38:37.000
are not taking on the three percent and losing it.

838
00:38:37.000 --> 00:38:38.559
On their end. They're charging you.

839
00:38:38.679 --> 00:38:40.800
So if you use your I used to take the

840
00:38:40.880 --> 00:38:43.800
jazz for grooming and I paid cash. Oh and it

841
00:38:43.800 --> 00:38:46.440
will knock off a few dollars because I did not

842
00:38:46.679 --> 00:38:50.400
use a car, a bank car. So anyway, it's never

843
00:38:50.440 --> 00:38:53.119
too late to start. But you need to take a view,

844
00:38:53.639 --> 00:38:58.519
do subscripture research, money to eat and sewing. And the

845
00:38:58.599 --> 00:39:01.480
farmer gave to his servants, you know, season went away

846
00:39:01.519 --> 00:39:03.280
and saw what it came back to see what they did.

847
00:39:03.360 --> 00:39:08.199
Get the report to do some biblical research. O money okay,

848
00:39:08.360 --> 00:39:09.119
and if you want me.

849
00:39:09.079 --> 00:39:11.039
To talk some more about some money management stuff. I

850
00:39:11.039 --> 00:39:11.559
can do that.

851
00:39:12.119 --> 00:39:15.280
We got two more, you know, we got Wow, this

852
00:39:15.320 --> 00:39:17.519
is the last Monday in this month, Jesus, I can't

853
00:39:17.519 --> 00:39:17.920
believe it.

854
00:39:18.000 --> 00:39:19.800
February next week.

855
00:39:20.079 --> 00:39:22.000
So if you all have any idea, if you have

856
00:39:22.039 --> 00:39:24.519
any ideas, for those of you who are all my

857
00:39:25.039 --> 00:39:28.760
the Setting It Straight page on Facebook, put your ideas

858
00:39:28.760 --> 00:39:31.119
in the comments. I read all of that trade also

859
00:39:31.199 --> 00:39:33.159
reads those. Put your comments in there.

860
00:39:33.159 --> 00:39:35.360
What you would like us to talk about these next

861
00:39:35.360 --> 00:39:39.320
few mondays? Okay, all right, now is a surprise.

862
00:39:40.400 --> 00:39:43.559
Well you already kind of know about it, but you

863
00:39:43.599 --> 00:39:46.360
know ms Kay has come up with her own starting

864
00:39:46.360 --> 00:39:50.440
her handbag line, continuing with her handbag line, and we

865
00:39:50.480 --> 00:39:52.639
would like to now show it to you because they're

866
00:39:52.719 --> 00:39:54.719
here and we need to sell them. No, I'm just

867
00:39:54.719 --> 00:39:56.920
gonna we want to, you know, make sure people start

868
00:39:57.000 --> 00:40:01.400
getting old. I will read the first customer your mind. Yes,

869
00:40:01.480 --> 00:40:04.159
and so it's you would do the honors of sure.

870
00:40:04.239 --> 00:40:07.159
Why we've got just a few minutes left and you

871
00:40:07.440 --> 00:40:10.599
are interested in one, you have to call me. I

872
00:40:10.760 --> 00:40:14.559
want inbox me on Facebook and you talk about over

873
00:40:14.599 --> 00:40:16.880
the phone. I'm not telling everybody here. We go there

874
00:40:16.920 --> 00:40:19.800
it is, she got her initials. There are things going

875
00:40:19.800 --> 00:40:21.800
with the business is. Yeah, we're gonna talk about that

876
00:40:21.840 --> 00:40:24.920
because now we get she's gonna do a whole you know,

877
00:40:25.119 --> 00:40:26.920
marketing thing and all that. But I said, no, I

878
00:40:26.960 --> 00:40:28.679
got to start showing this to some of y'all because

879
00:40:28.719 --> 00:40:33.119
I know y'all.

880
00:40:31.159 --> 00:40:34.039
Right, les here, Well, you can't really see it, but

881
00:40:34.519 --> 00:40:37.039
it's a girl with an afro because that's my logo.

882
00:40:37.119 --> 00:40:39.840
It's a former picture of mine and the plaid on

883
00:40:39.840 --> 00:40:41.559
the inside and that's the stuff.

884
00:40:41.559 --> 00:40:44.000
He has two straps as well.

885
00:40:44.159 --> 00:40:48.360
And also the material. It's russ free, it's waterproof. Wait

886
00:40:48.440 --> 00:40:51.400
let me show you. Oh okay, she's gonna show you

887
00:40:51.480 --> 00:40:51.760
some more.

888
00:40:51.800 --> 00:40:56.159
But yes, we only have an unlimited amount and we're

889
00:40:56.159 --> 00:40:57.519
calling it then limited edition.

890
00:40:58.199 --> 00:41:00.760
So have this one.

891
00:41:00.920 --> 00:41:05.639
And it's detachable as well. Wow, put mine like this

892
00:41:05.679 --> 00:41:06.199
because it's.

893
00:41:06.119 --> 00:41:11.239
My bus proof, rust proof when you walk in the rain.

894
00:41:11.719 --> 00:41:15.480
Okay, what's the color? What's the color? Is a pig red?

895
00:41:15.760 --> 00:41:17.400
Is you're alright?

896
00:41:17.960 --> 00:41:19.719
This is my favorite color?

897
00:41:19.800 --> 00:41:20.039
Really?

898
00:41:20.920 --> 00:41:23.079
Yep, we got our initials there and all that. That

899
00:41:23.199 --> 00:41:25.239
is like, thank you mistery Yes it is. God is

900
00:41:25.280 --> 00:41:28.960
good and it stands up by itself. It stands up.

901
00:41:29.039 --> 00:41:30.760
You can put it on the table instead of trying

902
00:41:30.760 --> 00:41:32.519
to put your purse on the floor. You can put

903
00:41:32.519 --> 00:41:34.679
a little table next to you when you're at that meeting.

904
00:41:34.880 --> 00:41:36.360
You can put it on the seat next to you

905
00:41:36.440 --> 00:41:39.199
at the church, okay, and it will not flip over.

906
00:41:39.360 --> 00:41:40.840
It stands by itself.

907
00:41:40.840 --> 00:41:45.440
It's very nice in that pockets as well. Oh short againly, yeah,

908
00:41:45.559 --> 00:41:48.519
see the pockets there. We got y'all covered, got yourself

909
00:41:49.199 --> 00:41:50.159
as well.

910
00:41:50.280 --> 00:41:51.199
And it's very deep.

911
00:41:51.960 --> 00:41:54.239
Yep, we won't get lost in there, I promise. Well,

912
00:41:54.280 --> 00:41:56.960
you could get lost right anyway.

913
00:41:57.280 --> 00:41:59.599
But it's really nice. And it's her first, you know,

914
00:41:59.639 --> 00:42:02.320
it's hers. This is the first batch. We're going this

915
00:42:02.519 --> 00:42:04.280
big on. So this is what I'm gonna say. This

916
00:42:04.320 --> 00:42:05.119
is the first release.

917
00:42:05.480 --> 00:42:08.440
So if you're interested, please inbox me or called me

918
00:42:08.960 --> 00:42:11.159
directly and we will talk about everything.

919
00:42:11.280 --> 00:42:12.800
Okay, so thank you.

920
00:42:13.039 --> 00:42:15.280
Talk about financial I mean, you know, we had to

921
00:42:15.320 --> 00:42:17.480
talk about we had the budget. We had to okay,

922
00:42:17.480 --> 00:42:19.360
we had to take it into consideration with all this

923
00:42:19.480 --> 00:42:21.920
costs and everything, and that's what the Lord. And then

924
00:42:21.960 --> 00:42:23.880
of course we prayed and during the time we were

925
00:42:23.920 --> 00:42:26.880
fasting over for other things, God dropped the price.

926
00:42:27.039 --> 00:42:28.599
You know told us what the you know, what the

927
00:42:28.639 --> 00:42:30.079
price would be, and I'm like, okay.

928
00:42:29.840 --> 00:42:34.079
Lord, done, I didn't even blame done, Amen and amen.

929
00:42:34.239 --> 00:42:37.159
So, uh, it's going to be a message.

930
00:42:38.320 --> 00:42:41.039
Can you do a show about running a business? Yeah, misty,

931
00:42:41.440 --> 00:42:43.679
why don't we do that next Monday? How to run

932
00:42:43.679 --> 00:42:44.280
a business?

933
00:42:44.480 --> 00:42:44.719
Now?

934
00:42:44.760 --> 00:42:47.639
Do you want it for profit or nonprofit? Because that's

935
00:42:47.639 --> 00:42:50.400
going to be two different segments. So let me know

936
00:42:50.400 --> 00:42:52.760
if you want a nonprofit? Are you talking about beautiful

937
00:42:52.760 --> 00:43:00.000
person red? Hey your sister, ah, thank you, thank you?

938
00:43:00.079 --> 00:43:00.440
Yes see.

939
00:43:00.440 --> 00:43:02.119
I know you're getting ready to do the income texts

940
00:43:02.239 --> 00:43:09.000
after the twenty six tomorrow, right, tomorrow's twenty six. Oh

941
00:43:09.079 --> 00:43:12.559
we do y'all gonna start following the income taxes seven? Okay,

942
00:43:12.599 --> 00:43:16.119
so y'all can okay, I know you're gonna get some refunds,

943
00:43:16.519 --> 00:43:19.679
but keep that keep us in mind from business concept

944
00:43:19.719 --> 00:43:23.760
to launch okay, So from planning and development to launching it. Okay,

945
00:43:24.000 --> 00:43:26.559
we can do that. Do that next week. We'll put

946
00:43:26.559 --> 00:43:29.719
that up definitely. So that's a for profit business you

947
00:43:29.760 --> 00:43:32.639
were talking about, Okay, let's talk yeah, let's talk for profit.

948
00:43:33.000 --> 00:43:33.159
Yeah.

949
00:43:33.159 --> 00:43:35.360
I was just talking to one of my spiritual daughters

950
00:43:35.360 --> 00:43:38.639
the other day and she told somebody who was running

951
00:43:39.239 --> 00:43:44.079
gave a donation of clothes for her project, and she said,

952
00:43:44.119 --> 00:43:46.519
I you know, my spiritual mother told me some things

953
00:43:46.559 --> 00:43:47.480
that I did it.

954
00:43:47.519 --> 00:43:49.280
She goes, you know what that is? Smart?

955
00:43:49.599 --> 00:43:51.639
Yeah, we had to learn that along the way. So

956
00:43:51.679 --> 00:43:54.719
she's starting out already knowing stuff. And then the Lord

957
00:43:54.840 --> 00:43:57.639
had me to text her some other ideas to be.

958
00:43:57.599 --> 00:43:58.159
Looking out for.

959
00:43:58.639 --> 00:44:00.679
You know what thing I'm gonna tell you first missed it.

960
00:44:00.719 --> 00:44:03.880
Get your notebook with pockets in it. Get your spiral

961
00:44:03.920 --> 00:44:06.159
notebook with pockets in it. Because you're gonna get an

962
00:44:06.159 --> 00:44:09.480
occupational license, you're gonna have paperwork and stuff, receive some

963
00:44:09.519 --> 00:44:11.679
stuff that you're doing. You want to be able to

964
00:44:11.679 --> 00:44:14.360
put that in one spot and get to it in

965
00:44:14.360 --> 00:44:16.519
that notebook. I'm gonna give you a little hint right now.

966
00:44:16.599 --> 00:44:18.280
Oh we only got one minute, but I'll give you

967
00:44:18.280 --> 00:44:20.719
a little hint. Put down your mission statement. Even though

968
00:44:20.760 --> 00:44:23.480
it's a for profit business, why are you doing this

969
00:44:23.679 --> 00:44:26.480
and what makes you different? So go with the who, what, when, where,

970
00:44:26.519 --> 00:44:28.519
and how. We'll talk about that some more. But at

971
00:44:28.599 --> 00:44:30.760
least you could get a jump on it and start that.

972
00:44:30.880 --> 00:44:32.760
But that's what you you know, that's what we're gonna

973
00:44:32.760 --> 00:44:35.480
talk about, who, what, whin wear, and how you could

974
00:44:35.480 --> 00:44:37.719
do another show on nonprofit as well, and the difference

975
00:44:37.719 --> 00:44:39.599
between okay, and that'll be the following money.

976
00:44:40.400 --> 00:44:44.360
So we're done. We got our monkey shows. Yes for

977
00:44:44.440 --> 00:44:45.280
a nonprofit.

978
00:44:45.480 --> 00:44:47.760
You know it's a lot, but if you do it

979
00:44:47.840 --> 00:44:50.320
right and you write down the steps, you'll fall right

980
00:44:50.320 --> 00:44:50.760
in line.

981
00:44:50.880 --> 00:44:53.599
You'll fall right in line. But you know we love you.

982
00:44:53.719 --> 00:44:55.559
I just want to say we love you all so much,

983
00:44:55.920 --> 00:44:58.920
and we're so thankful for you all, and that you're

984
00:44:58.920 --> 00:45:01.119
committed and that you love. But please be praying for

985
00:45:01.159 --> 00:45:06.159
each other, Pray for our country, our nation under God, indivisible,

986
00:45:06.559 --> 00:45:10.320
with liberty and justice for all, With liberty and justice

987
00:45:10.360 --> 00:45:11.440
for all, let's get it.

988
00:45:11.800 --> 00:45:15.239
We'll see you next week. Save to your safe station shine.

989
00:45:16.440 --> 00:45:18.440
Next night, nine

990
00:46:05.440 --> 00:46:06.400
Is infect