Leaving A Legacy?

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The topics and opinions express in the
following show are solely those of the hosts

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and their guests, and not those
of W FOURCY Radio. It's employees are

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affiliates. We make no recommendations or
endorsements for radio show programs, services,

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or products mentioned on air or on
our web. No liability, explicit or

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implied shall be extended to W FOURCY
Radio or it's employees are affiliates. Any

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questions or comments should be directed to
those show hosts. Thank you for choosing

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W FOURCY Radio. Well, good
evening, good evening, and welcome to

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an awesome evening in the Holy Ghost. We are so proud to be here

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with you. To all our viewers
and listeners out there, we give you

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a mad shout out, shout out, and we pray that God is blessing

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you alike ever before, if you
believe in and on him. Miss Tommy

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all the way. She used to
be around the corday, but she's not

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over the bridge. She's over the
bridge. How you doing. She's over

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the bridge and through the snow.
The snowing in Jacksonville, because it's very

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cold here in Orlando, in the
state of Florida. I know you know,

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don't feel sorry for us, you
know, because it's fifty eight degrees,

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it's not too negative twenty So I
know you upset, you're still upset

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with us, but you don't have
to visit us. You stay where you

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at and we'll pray that you be
warmed up. Yes, it needs Amen,

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Well let's pray. Let's take it
to the throne, Father God.

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We just thank you, We pray, thank we just give you glory.

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Father God, you are just so
awesome. You're beyond my imagination. You

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are beyond what I could have ever
hoped for. And more important, you'll

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beyond anything you're doing any and the
most that I've ever heard of, even

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from an individual. Father God,
I just thank you, and I praise

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you that you continue to edify and
you glorify as we glorify you. Now,

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Father God, again, this is
your show, this is your podcast,

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this is your webcast, This is
your opportunity to speak to your people.

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We get behind the cross, We
submit ourselves unto you. All this

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and more and gesus name. We
pray. Set your captors free. Amen

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and amen, Amen, halleeena,
hallelujah. Were first, but next,

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I say first, you know It's
so funny. I listened to these shows

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and they talk about well next,
Well, no, well first let's do

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well first, well, no,
we already been back. Hey cat,

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you see yay, and you know
we've already gone through first. Okay,

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So next we want to send,
uh, take a moment and pause of

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silence for the folks in Tennessee that
was hit by this hurricane or tornado this

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past weekend. And many lives were
lost, many people were killed. So

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let's take a moment of silence,
please to recognize them in Jesus name.

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We pray that they find peace.
We pray that the families and people who

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are starting to rebuild, because I
saw what I saw the news today was

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shredded, shredded houses, shredded churches, even shredded. I didn't even know

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it had hit. I really didn't. I'm thinking it happened last night because

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we got this major rain here in
Orlando and thundering and lightning out of nowhere.

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And we're in December, y'all.
See, I've warned you guys.

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You keep talking about, well,
a hurricane season ends November thirtieth. No,

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we've had terrible storm. We had
a hurricane one year in February here

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in Florida. So stop saying that. I know we have to say that,

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but get over that. You still
keep your sand bags available. I

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gotta take the dogy fence down.
I'm not taking any chances because we've got

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a gusty wind thing coming through here
on Thursday, so I'm bringing in the

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trash cans. I don't want no
flying projectiles around me. So come on,

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guys, you gotta kind of use
wisdom here. We're in climate issues.

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We have in climate issues. Nothing's
the same anymore. We would like

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to think it could be. I
think it's the same anymore. So please

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please use wisdom, use common sense. Come on, now, come on,

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we still got to look out for
each other. Today. I got

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stuck behind the bus, and I
did it on purpose because I had to

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pull out of the parking lot and
the bus was right there. I knew,

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and I chose to sit behind the
bus. I didn't know. It

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took them fifteen minutes. They would
wait for people to come all the way

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from around the block. Took up. Get on, I don't understand that.

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But these cars kept pulling up behind
me, even though that they knew

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they were gonna get over into the
left lane if the other car the oncoming

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traffic would let them. So why
are you inching up on my bumper knowing

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if you've got to cut out,
you have no room. You're gonna hit

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me trying to get into the left
lane. And don't think I won't fall

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out my car and say you hit
me. I'll fall out right there and

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you gonna have to run over me. Come on, don't do it,

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don't do it. Come on,
please slow down. I don't know where

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people could be going at three point
fifteen in the afternoon. I don't know

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where you're going, but the mad
trapp and the kids are the students are

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not out of school up here,
so I don't know what you're doing.

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I don't know where you're going.
I don't know what you're in a hurry

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for. And yes, most of
you who've been watching the show, you

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will hear me complain about that,
because I'm trying to get delivered from in

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the car, inside the car road
rage inside the car. Yes, you

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heard it right, because it's inside
the car that I'm raging. My kids

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won't even talk to me anymore.
They're threatening, they've threatened no more Christmas

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gifts. They've threatened no more birthday
gifts for next year. Okay, they've

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threatened me. They threatened me,
so you know I'm tired of it too.

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Please just and I know you can't
you can't even know God. They

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can't know God because we're always looking
out for our fellow man. We always

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look out for each other for each
other. But you're trying to grow up

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on my bumper. I don't understand
that. I just don't get that.

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Where are you going? And I
was doing like this in the car because

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I'm trying to get delivered, and
the man was like, well, I

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know behind me, you about to
what you what? So pray for me,

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y'all, pray for me because that's
where that ten percent flesh it shows

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up. And it's not pretty.
It's not pretty, okay, So please

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pray for me. But please take
your time get where you got to go.

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If you're running late, still take
your time. You're gonna get there,

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You're gonna get call ahead, tell
hey, I'm on my way.

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But you know, whatever you have
to do, but stop running up on

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people bumpers like there, and then
don't mistake Now my driver's handbooks said that

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I'm supposed to be a car length
behind a next car. That doesn't give

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you the right to cut in because
you don't forgot where you go. I

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don't care if you lift you below
it, man Dowd, I don't care

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what you do with Okay, but
oh there's the street over there and you

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over that. Well, well it's
just me who's standing in between you and

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the street, Me and you.
It's me, So go up, make

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make you know, adapt, modify, But don't we trying to Now you're

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gonna get you all crooked, you
holding up the other lane because you done

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made a mistake. Come on,
guys, come on, let's listen,

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let'sten, let's do this right.
Okay, Well it's been an exciting week

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man, and Tom's done. Come
on in here. Trey is at a

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meeting, so we know that our
heart is with her and everything and she

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may still jump on. She still
has time. That's how we do it

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over here. I've got some new
viewers coming on, new listeners out there

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in the Spotify world. We're thank
you, welcome, welcome, welcome.

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This show is about setting it straight. Basically, we take that which you

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have heard, and if we need
to set it straight and tell the truth.

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We shall do that. Now it's
up to you to believe it,

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to receive it. You take it
wherever you want. But I don't want

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you to come back and say,
well I didn't know. Oh, yes

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you did, because we told you. We did tell you. So don't

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do that. Don't do that.
I just posted on my paid Facebook.

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You know, the days of rhetoric
is gone. Oh I'm blessed the holly

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favor. What does that mean?
And you're living from paycheck to trade check?

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What does that mean? You're calling
for prayer and it's the same thing

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you've been calling for six months?
What does that mean? Don't don't do

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that. We're the harvest of people, the unbelievers that are out there that

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are coming to the doors, that
are coming to the jobs. They're looking

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for people that will tell the truth, people who have lived this the hoop.

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And we're still in deliverance. We're
still in deliverance. You have not

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made it. I don't care what
the all the Forbes and Ebony and Jet

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magazines and have told you that you
make it when you've got you got the

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best job, and you've got the
best baby. You got two and a

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half kids, a dog and a
cat and a monkey. You don't make

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it until you close your eyes and
take you your last break. You don't

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make it. You're striving. You
You're striving forever. You're always trying to

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do better, be a better person
than you go yesterday. Can you do

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that for it? Yes? Can
you do that and give? Give?

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You know, if that's on your
heart, but don't expect it to give

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it, get it back. Let
me tell you that, because I know

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that's a sore for you. Give
if it's on your heart, give,

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but don't expect it to give it. Even if the person said it's a

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lord, don't expect it. No, don't, don't do that because you

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know the person most of the time
and they they're gonna always be having their

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hands out. In the last few
weeks. You don't know how many strangers

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I a ministered to and the word
comes out, you know, it's it's

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family. You got to cut the
trim the fact it's family. You got

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to stop giving people your money and
your heart aren't. And then you sitting

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there grobbling. You got three adult
children in the house, but they can't

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go to church, but your refrigerator
is empty. You got to come on

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now, come on, come on, come on, let's get right now.

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I mean, I know there's some
there's many of you. There's many

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of you that think because everybody needs
to go to hell, everybody is going

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to heaven. No they're not,
No, they're not. Jesus didn't come

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for the world. He came for
those whom God told him to go get

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and tocover and make sure they come. There's the one their mind, those

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are mine. I don't know that
one that was mine. That was mine.

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Uh no, not that whole group. Come on now, and you

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have to study your Bible. You
show yourself approved so you could understand this.

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In the name of Jesus. You've
got to cut that out. You

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got we got to live in I
don't know what's coming normally, I'm gonna

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segue to another piece and then we're
gonna get to our and it's all in

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alignment with our topic. I've been
I've had to share with some people.

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Normally, people who have the gift
of prophecy, we say the same theme.

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The message is usually the theme is
usually the same, Watch and pray

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fast. You've got to start faster, and you got to start saving your

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money. And I put your money
in the banks, and you know,

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make sure you've got you know,
have your hurricane awhereeness too, materials all

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the time, you know, walk
you know, your walkie talkies, get

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your all your batteries, get your
flashlights. We just don't know. And

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normally we may not say that,
say it the same way, using the

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same words, but the theme is
the thing. Yeah, yeah, the

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theme is the same. Lately though
we've been saying the same words. Mmm,

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sound like repetition. It sounds like
it's repetition. You may not believe

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me, but you if you've heard
to this person a total str and they

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say things to you, so it's
and so that tells me, Okay,

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this is real, more real than
we can ever expect, and we need

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to be ready. And being ready
is just being prepared. Make sure you've

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got an exit plan if this happens. This is what we're gonna do if

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this happens, you know whatever.
And I know it sounds like that,

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that's a lot of that's a lot, Miss Grey, and I get it.

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It's not. I'm not here to
scare you. I'm just here to

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prepare you because we don't know which
way is coming today. I was on

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my way to my hair appointment,
and I was trying to call my daughter

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because she was already there getting her
hair done, and I was trying to

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text her to tell the stylus I'm
running late because I've got traffic at ten

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o'clock in the morning. Okay,
but I couldn't get through. And it's

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your phone. This device is only
for emergency only, can only make emergency

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calls. I said, okay,
And I'm looking like, okay, I'm

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being punked or something. What's going
on here? I tried three times to

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text my child and I could not
get out for whatever reason. I don't

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know what that is. I don't
know what that means. I do know

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that Spectrum and some of the other
cable companies have been issuing notices that hey,

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you know we're gonna be servicing your
area. You don't have to do

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anything. I'm like, but what
are you doing? Right? What are

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you doing? So? I know
many people don't like to watch the news.

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They're like, oh, no,
everything's so bad. Well, I'm

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telling you, you've got to be
listening with the godly ear. What's going

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on around you? Why all of
a sudden, AI is just popping off

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the chain. Did y'all hear her
this today? I was at the salon

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no I was left and it was
on iHeartRadio those with the electric vehicles evs.

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Apparently they were doing a pilot which
allowed you to plug in for free

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wherever you found the station. Well, as of December thirty first, as

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a January first, you're they're going
to be charging you one dollar and fifty

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cents. I don't know if that's
for twenty units. I don't know if

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that's for twenty currents. I don't
know how that works, but they're going

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to be charging you a dollar and
fifty cent plus the state tax, plus

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the city tax on that. I
mentioned this on the show before. Normally,

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you know, it is suggested strongly
that if you're in a car accident,

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you have fourteen days to go to
a medical professional to get checked out.

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Well, recently in the state of
Florida, your governor changed that and

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the lawyer attorneys were in Tallahassee begging
him don't do this, and apparently it's

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a short amount of time. So
I'm gonna say you have ten days.

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I'm not sure. Don't quote me
on it, but it's less than fourteen

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to go. So I don't care
if you get tapped, go seek medical

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treatment, just to make sure you
checked out, have some X rays,

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dom whatever's gonna cost, because you
may you don't feel it right away,

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you don't feel the impact right away, and you know then you you know,

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thirty days later you're like, oh
my god, I can't even walk.

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Well, what you need to do
now? You can't sue it,

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because that's the first thing they're gonna
ask you did you seek medical treatment?

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And if you don't believe me,
watch Judge Judy. She eats you alive.

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Every time she say okay, she
got out the car. She beat

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you with the back. Did you
go to the doctor? Did you go

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to the Berjersey room? They're like, oh, she said, well you

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find next, please next, please. So anyway, tonight we're talking about

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leaving a lector. And also,
let me do one more little commercial here.

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My nonprofit is going to be partnering
with a local memory care and assistant

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living facility. There's about seventy five
patients or residents in the facility in both

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the facilities they're combined, and so
we're looking for donations and they're gonna be

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brand new socks, ankle or crewse
socks. This is for the elderly now,

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so we don't need to be you
know, the socks don't need to

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be too tight around their little legs
because you don't need nothing tightening the veins.

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But I hope you all can see
that. Thank you, rebel.

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So we're looking for donations. We've
got socks, anchor crews, footies,

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blankets. I did ask the director, who is one of my former students,

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who's the director of the memory care
side, what do they really need

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and he said they would need some
blankets. They really need the end socks.

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So we're doing socks and blankets.
I've already got a quote from Walmart.

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I went to Walmart to see how
much they're blank It's costs for me.

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I'm just gonna go to CVS.
Thank you CBS. They have these

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nice little footies for ninety nine cents
in their little ben So I'm gonna be

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That's why i'mna be picking up a
lot of this, and then I'll be

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using my uh tax status taxies them
status for the larger purchases. But our

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deadline is gonna be a week from
today, Yes, ma'am, I will

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check and give my church a call. And because we had women that were

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quolting. Oh, so I must
see if they have some because they usually

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do it for a nursing home or
what have you. Okay, so I'll

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find out if they still doing that, and if they are, if they

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had some to donate, okay,
that'd be great. And if we can't

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get this route, put us in
the in the harper for it for may

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because I already told them what you
we're gonna join. We're joined it in

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here at this point. So whatever
they're gonna need, I've already asked the

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young man to talk with their stylists. What kind of shampoos and conditioners do

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you use for them so that they
can have a stocked up They don't have

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stuff stocked up. They have the
staff is going out and purchasing things.

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Sorry. Interesting, you have a
phone call and they're asking, let me

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make sure you get this rate.
They're asking, do you have a Walmart

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page or something set up to where
people can just order it? And that's

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a good question. Amazon, I
can look into it. That's Amazon would

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be good too. I'll have to
do some research. Tell them to give

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me a minute and I will just
be checking our pages, whether either on

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YouTube. I'll make a note note, but that's a great idea. Thank

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you. I'm going to write that
down. I don't even think about that.

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Thank you. Tell them we don't
have that yet on Amazon page.

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I just heard that on the radio
as a matter of fact this afternoon,

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about the Amazon page. And you
can do that and they'll deliver, they'll

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get it to us or whatever.
But I will definitely look into that.

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Tell that caller thank you so much. We really appreciate that. So the

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deadline's gonna be a week from tomorrow, which is the nineteenth, and we're

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asking for brand new items, of
course, and you could reach me at

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chaplain Gray sixty three at Gmail or
message me on Facebook. Okay, but

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I also have a setting a straight
page on Facebook, so you can message

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me there on in boxing all right, So I appreciate that. So thank

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you all. Now tonight we're talking
about and it's a perfect segue into legacy

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and leaving a legacy. Now,
most of us who've studied our Bible are

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very familiar with the scripture Proverbs thirteen
and twenty two. A good man leaves

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an inheritance to his children's children,
okay, and we hear it all the

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time. And I know people are
trying to leave something to their child and

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their children and things. You have
to really keep that. I would itemize

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it down to the t. I
would say, my daughter, you get

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all the fine china, sons,
you get all of the lawn equipment.

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I mean, you've got to put
that out there. I've seen the best

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of families be ripped, the part
ripped apart, because you know that's mine

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mind. She always said, and
death makes people loopy. I'm not gonna

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say the sea word. I'll say
loopy. And I've seen it in the

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best of families, they're the closest. But when that matriarch or that patriarch

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dies, it just does something.
Or whoever is in the family that's got

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money, that's got assets. Now
I've said it on the show before and

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I'm gonna say it again. All
your bank accounts need to have beneficiaries on

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them because banks still, to my
knowledge, at least here in Florida,

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banks do not acknowledge your will because
you can make up a will and you

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can notarize it. They do not. They're gonna look at the behind account

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and see who's who's listed as a
beneficiary or beneficiaryes and you can even put

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percentages on there. Okay, I've
had to share with people love. You

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know, people who have great intentions. They don't have great relationships with their

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adult children, but they want to
leave something for their grandchildren. Put your

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grandchildren's name on there, even though
they may be six years old, eighteen

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years or fourteen years old. When
you passed, the banks will acknowledge that.

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If the banks, if you don't
have somebody coming to lay claim to

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that money, the banks send it
to the state of Florida or to your

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state capital and they put it in
that fund and you never be able to

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have access to it again. So
you want to leave a legacy. Now,

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legacy is not only money and assets. Let's talk about that. It's

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not just the monetary it's how are
you raising your children, What kind of

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wisdom and healthy habits? Have you
created? Traditions that are healthy They could

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be passed down from generation to generation. That's a legacy too, to be

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able to know that. You know, when I was in the hospital over

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the last five years, not knowing
that I had died twice in a coma,

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and even when I awakened. I
was thinking about that today. I

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still am apologizing to God because I
still didn't think that I would make it

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home. I still didn't think and
so all I could do is, like

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I know, I've trained my kids
down to up till Sunday night. The

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night before I went to the hospital
and I made them re okay, tell

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me again, how we do this? Who do we call? What are

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you expected from these first? These
people? And this is the account,

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This is how I pay the rent, this is how I pay this.

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And thank god I didn't have that
many bills. Yeah, because everything's I

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just had to make sure so leaving. You know, talking with your children

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is okay. Don't wait until a
catastrophe occurs. Don't wait until you end

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up in the hospital and you're you're
in and out because of the medication.

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To have this talk with your children. Now, if you don't trust your

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kids, you got to get somebody
that you can trust to tell your heart.

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You write it down somewhere. Look
at Aretha Franklin. They found a

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tablet, a legal path underneath the
count. She found something with one of

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the sons. Another son found something
else. I mean, she she had

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like three different wills, four different
wills, something like that, Aretha Franklin.

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You can pay to have an accountant, you can pay to have a

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trust attorney and put on you know
you got land or house whatever you had.

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And also what do you I don't
know what you call that when they

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replay your records, you've already passed
on, but you still residual income.

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You still got that, you know, royalty royalty checks. Thank you lord,

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00:25:02.039 --> 00:25:04.240
you're still getting royalty money. Where's
it? You know? I mean

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it? Designate what things need to
go? Now? You know your children,

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You know your children. You know
who like each other? Who don't?

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Don't be playing? Don't be playing, so you don't split things for

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a way. Two of those people
not the King's kids. This man's been

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dead for how long? For how
long? And you fighting over the king

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center? Yeah, and proceeds.
Come on. Leaving a legacy is not

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that costly. How are you raising
your children? What are you and what

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are you leaving behind? What are
the memories are you leaving behind for people

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to always remember you? By?
Right? Yes, Tommy, I know

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you want to say something, Go
ahead, I agree with you. The

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memories are priceless. You know we
still talk about how we get together on

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Thanksgiving and how much fun we always
have. We this is the first time

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00:26:14.480 --> 00:26:21.559
I think we didn't do a TikTok, but not to be put out in

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whatever land, but but because we
end up leaving where we were and we

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went to my nieces and that was
more family and we enjoy to sit around

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talking about different topics and that's just
that's what we love, you know,

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and we enjoy. We enjoy each
other that way, you know. And

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yes, I learned when before my
dad passed, because I didn't know what

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I knew. I was in the
wheel. But okay, but to me

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00:27:00.920 --> 00:27:07.559
today, Will's are not as strong
as they used to be. And you

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00:27:07.640 --> 00:27:14.200
know, to my luckiness, you
know, he placed my name on different

350
00:27:14.279 --> 00:27:22.279
things, so it was just an
easy transition. And my biggest one was

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the home, his home, and
I've shared it with as many people as

352
00:27:29.359 --> 00:27:33.279
I've shared it can share it with. I just did it with my aunt.

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00:27:33.559 --> 00:27:42.880
Wherein the layman's term is called a
ladybird deed. Man, I can't

354
00:27:42.920 --> 00:27:51.839
remember what the proper legal term of
it, but it's known as the ladybird

355
00:27:51.880 --> 00:27:57.480
deed and what it does is as
long as she's alive, she has control

356
00:27:59.480 --> 00:28:04.640
of her property. You know whatever
that might be. Okay, I see

357
00:28:04.680 --> 00:28:10.880
it. I got the definition.
A Florida Lady Bird deed allows you preserved

358
00:28:11.079 --> 00:28:17.160
medicaid eligibility in Florida, and Medicaid
considers your assets for the purpose of medicaid

359
00:28:17.160 --> 00:28:22.119
eligibility. A person takes an enhanced
life of state interest and real property while

360
00:28:22.240 --> 00:28:29.720
transferring the remaining interest to someone else
after they pass away. Right, interesting,

361
00:28:30.319 --> 00:28:36.640
Right, So we did it with
my dad and I so same with

362
00:28:36.720 --> 00:28:41.440
me and my girls and everything them
too. They two peas in the pot.

363
00:28:42.359 --> 00:28:47.599
You're right, you do know your
children and you know who's gonna do

364
00:28:47.720 --> 00:28:52.039
what. But I am so blessed
that they love each other and look out

365
00:28:52.079 --> 00:28:59.759
for each other till I just said
fifth because neither can do differently. But

366
00:29:00.119 --> 00:29:03.000
at the same time, you gotta
have names, and that's what I do

367
00:29:03.079 --> 00:29:07.440
with my aunt. You gotta have
somebody on that chick account, you have

368
00:29:07.519 --> 00:29:12.000
somebody on your savings account. You
gotta have somebody because if you don't,

369
00:29:14.119 --> 00:29:21.720
it's gonna probate, and probate will
eat you alive. Because just the waiting

370
00:29:21.799 --> 00:29:30.880
time, waiting, it's being crazy
waiting as well. Waiting as well as

371
00:29:30.000 --> 00:29:38.079
what it costs for an attorney.
If you pay somebody, I'm gonna just

372
00:29:38.079 --> 00:29:45.319
say five hundred dollars just to do
your ladybird deed. That's far greater an

373
00:29:45.400 --> 00:29:48.839
asset then to wait, and you
have to go to probate. And I

374
00:29:48.920 --> 00:29:52.720
know once upon a time probate was
five thousand. I don't know what's the

375
00:29:52.799 --> 00:30:00.680
retainer now it's it's waiting. It's
up there. Yeah, So but just

376
00:30:00.880 --> 00:30:10.519
know, you know, preparation and
preparing, and like you said, everything

377
00:30:10.759 --> 00:30:18.039
ain't material. And but the one
thing they know about me, and I've

378
00:30:18.119 --> 00:30:22.359
left with all of them, You're
gonna hear the God's truth. I'm gonna

379
00:30:22.400 --> 00:30:29.160
go to you with word and letting
them understand knowing God is here and just

380
00:30:29.240 --> 00:30:33.359
like you said, and memorizing,
Oh wow, remember we had this situation.

381
00:30:34.559 --> 00:30:41.160
You look how God moved. We've
had it more abundantly. So we

382
00:30:41.319 --> 00:30:48.480
have personal testimonies within the family to
know how good God is and what God

383
00:30:48.559 --> 00:30:55.279
will do and has done so well. I'm looking. I just looked it

384
00:30:55.400 --> 00:30:59.359
up on Google and it's mad crazy. I'm trying to get you and fu

385
00:30:59.599 --> 00:31:03.640
for floor. It depends on how
much the estate, the property or the

386
00:31:03.720 --> 00:31:07.200
asset call is worth and that's how
they charge you. So if your stuff

387
00:31:07.279 --> 00:31:11.799
is cost it's worth forty thousand dollars
or less. You look at it,

388
00:31:11.799 --> 00:31:15.400
about fifteen hundred dollars to pay an
attorney to get started. That's what if

389
00:31:15.440 --> 00:31:19.000
your stuff. But again if that's
but if your that's between one hundred thousand

390
00:31:19.519 --> 00:31:23.960
on up and they're going to get
three percent of the state estate's value up

391
00:31:23.960 --> 00:31:30.599
front. You there you go from
yep, thank you. So you want

392
00:31:30.640 --> 00:31:37.000
to make sure that you leave,
like you said, the legacy writing,

393
00:31:37.200 --> 00:31:42.400
you know, teaching them, the
journal, you know, just the just

394
00:31:42.480 --> 00:31:49.599
the gentle things that can simplify and
see, wow, she thought that much

395
00:31:49.599 --> 00:31:56.799
of me, right, you know, so wow, it ain't only about

396
00:31:56.799 --> 00:32:02.680
the finances, but it's about how
you raise them exactly you can. Inspite

397
00:32:02.799 --> 00:32:10.160
a child that has been raised correctly. I'm still getting compliments five years later

398
00:32:10.759 --> 00:32:17.039
on how my children, uh carried
out business, how my children you know,

399
00:32:17.160 --> 00:32:22.000
responded back to people about my care, my stated my status. And

400
00:32:22.359 --> 00:32:27.759
you know, I'm still getting praise
reports like you raised your kid. We

401
00:32:27.920 --> 00:32:32.359
know, we know your kids.
You did a great job because most of

402
00:32:32.400 --> 00:32:36.599
them Beliicia, it was my daughter
was the one that you know, took

403
00:32:36.599 --> 00:32:38.799
the phone calls and stuff, would
answer you or text you or choose not

404
00:32:38.920 --> 00:32:43.119
to because she knows her mother.
You know, she knows I like privacy.

405
00:32:43.440 --> 00:32:47.400
But she also knows who will get
a prayer through. If we need

406
00:32:47.519 --> 00:32:52.839
grocery, who to call, et
cetera. And then God flipped that all

407
00:32:52.839 --> 00:32:58.920
around. Now another little I'm very
personal and I'm i'm I'm transparent, guys,

408
00:32:58.960 --> 00:33:01.559
because there's just no reason why not
to be, and the things that

409
00:33:01.599 --> 00:33:06.359
I've been through in my life.
I don't ask my co host to do

410
00:33:06.400 --> 00:33:08.759
this. They they are free to
share whatever they feel that they need,

411
00:33:08.799 --> 00:33:14.680
whatever God is telling them and put
on their heart. But my last husband

412
00:33:14.759 --> 00:33:19.519
before he passed away, was an
adulterous person. He had four side chicks

413
00:33:21.359 --> 00:33:22.920
and that's a truck. He was
a truck driver. And you know,

414
00:33:23.000 --> 00:33:27.200
there's that what's it? What do
you call it? That? That's that

415
00:33:27.319 --> 00:33:30.359
little thing behind them? A truck
driver. You know have women in every

416
00:33:30.359 --> 00:33:35.279
state. And unfortunately that was his
plight, but also that was his family.

417
00:33:35.359 --> 00:33:39.119
That was that came down from his
dad's side. But anyway, I

418
00:33:39.519 --> 00:33:44.599
have to I'm so tickled because I
can't be mad at it. But I

419
00:33:44.680 --> 00:33:49.279
found out that side chick number four
that was he, No, she was

420
00:33:49.319 --> 00:33:53.119
side chick number three that lived here
in Orlando. His family, you know,

421
00:33:53.480 --> 00:33:58.480
come came down from Carolina, five
cars d I don't know what they

422
00:33:58.519 --> 00:34:00.960
thought they were going to do.
He was living in his own place at

423
00:34:00.960 --> 00:34:07.720
that time. And then I found
out that she asked his oldest son and

424
00:34:07.920 --> 00:34:13.440
his grandmother and somebody else to sign
as witnesses because she went on to get

425
00:34:13.480 --> 00:34:19.559
power of attorney over him. And
when they especially when they found out that

426
00:34:19.559 --> 00:34:24.280
we were still married. So and
so she runs. My husband dies at

427
00:34:24.239 --> 00:34:29.280
two thirty in the morning, she
runs to the bank at nine. The

428
00:34:29.280 --> 00:34:35.840
bank people didn't they don't know the
law obviously, because the moment the ward

429
00:34:36.000 --> 00:34:39.480
of a power and attorney passes,
they take their last breath and it's called

430
00:34:39.960 --> 00:34:45.599
the nurses the doctors called the time
that power attorney ceased to exist. It's

431
00:34:45.639 --> 00:34:49.079
no longer powerful, it's not no
longer. But the bank did not know

432
00:34:49.199 --> 00:34:52.719
that, or they they didn't know. I don't know. But she got

433
00:34:52.760 --> 00:34:58.639
in there to clean out the account
that was one thousand and ninety eight dollars

434
00:34:58.719 --> 00:35:04.480
and some change. And she now
just the nut in her because so I

435
00:35:04.480 --> 00:35:07.440
could see why he was attracted to
her, But anyway, that's another show.

436
00:35:08.000 --> 00:35:16.599
She closes the account, so duh, dummy. He still had paychecks

437
00:35:17.320 --> 00:35:22.360
that was still being dispensed to him, but now you're donna close the account

438
00:35:22.840 --> 00:35:29.199
where he was they were automatically being
deposited. So I'm in the bank hours

439
00:35:29.280 --> 00:35:32.480
later and I'm telling and they're all
looking like looking at me like they're like

440
00:35:32.760 --> 00:35:37.199
a deer in head lights because they
know they're wrong. They could have soothed

441
00:35:37.239 --> 00:35:43.280
them. However, God is talking
to me saying he told me through the

442
00:35:43.320 --> 00:35:49.679
whole experience, stand down, stand
down. Don't do nothing until I tell

443
00:35:49.679 --> 00:35:52.559
you to do it. So I
go to the bank and here is the

444
00:35:52.639 --> 00:35:55.519
supervisor, the manager of the bank. I'm on the phone with the head

445
00:35:55.559 --> 00:36:00.679
of HR in New Jersey telling I
said, well, She said, well,

446
00:36:00.679 --> 00:36:06.119
miss Nighting, we have at least
a few more paychecks to send,

447
00:36:06.719 --> 00:36:10.199
and we can't change them into your
name because those are his official paychecks,

448
00:36:10.320 --> 00:36:15.159
number one. And also when you
file his taxes, they're gonna have to

449
00:36:15.199 --> 00:36:17.400
they're gonna that's gonna be charged to
him, you know, in his name.

450
00:36:19.519 --> 00:36:22.199
Learned some things, I'm telling you, I've learned some things I didn't.

451
00:36:22.239 --> 00:36:24.039
I was born this smart, but
I've learned some things, so I've

452
00:36:24.039 --> 00:36:28.760
been through some things. So I
said, so, what do you need

453
00:36:28.800 --> 00:36:30.800
from the bank, I said,
I got to have her on speaker,

454
00:36:30.840 --> 00:36:34.039
I said. She said, what
we need is we will send his paychecks

455
00:36:34.039 --> 00:36:37.320
to you. We're working on them
right now. We will send them to

456
00:36:37.360 --> 00:36:40.199
you over the next week or so, but we need to know that the

457
00:36:40.239 --> 00:36:47.119
bank will not send them back to
us on cashed. So the manager supervisor

458
00:36:47.199 --> 00:36:51.760
the bank said, you have my
word, here's my ID number, here's

459
00:36:51.800 --> 00:36:54.440
my phone number, here's my cell
number. When you bring those checks in,

460
00:36:54.440 --> 00:36:59.559
miss Night, We're just gonna cash
them out to you. You side

461
00:36:59.599 --> 00:37:05.239
the back of them, cash them
out. So she didn't get that.

462
00:37:06.559 --> 00:37:08.239
They took all of his stuff out
of his home, out of his apartment,

463
00:37:09.039 --> 00:37:13.320
take it everything, and spent more
money than they thought they would have

464
00:37:13.440 --> 00:37:16.960
to. I would have been reasonable. I would have been reasonable, but

465
00:37:17.079 --> 00:37:22.159
the lord had me to be so
beneficiary. And all I can say,

466
00:37:22.480 --> 00:37:30.320
without revealing anymore, is for a
hazmat over the road truck driver, there's

467
00:37:30.400 --> 00:37:38.880
a million dollar insurance policy on them
automatic and he was a truck driver has

468
00:37:39.599 --> 00:37:47.199
over the road with endorsements for nineteen
years. So there will be times that

469
00:37:47.280 --> 00:37:51.039
you want to jump up, you
want to get into uh uh, don't

470
00:37:51.079 --> 00:37:54.480
waste your time. If God tells
you to stand down, stand down.

471
00:37:57.679 --> 00:38:00.199
Because I was able, and I
had promised me when we were separated.

472
00:38:00.440 --> 00:38:05.880
I said, if anything happen to
you, I will make sure your three

473
00:38:05.920 --> 00:38:13.280
older kids they will receive something.
They will and they each got a nice

474
00:38:13.360 --> 00:38:22.599
cashier's check, unexpected, despite how
you treated me. So there are times

475
00:38:22.639 --> 00:38:25.320
you have to just bite it.
If God tells you don't move. I

476
00:38:25.360 --> 00:38:29.400
hope you were able to get yours
for your kids. Country. See,

477
00:38:29.639 --> 00:38:32.920
you know it's he had five,
my three, and his other through six.

478
00:38:34.159 --> 00:38:37.159
He had six, and I divided
it six ways, trust me,

479
00:38:37.320 --> 00:38:42.960
and everybody got a cashier's check.
And I'm not talking about five hundred dollars

480
00:38:43.079 --> 00:38:49.559
or one thousand. After the funeral
was paid for and I set the body

481
00:38:50.679 --> 00:38:53.599
back to his hometown, let them
have their little funeral. I paid for

482
00:38:53.760 --> 00:38:59.679
a car and five hundred programs on
the fifty programs to be done, and

483
00:39:00.000 --> 00:39:04.280
sold the funeral home director over the
phone he wanted to be cremated, sending

484
00:39:04.320 --> 00:39:09.679
him back to me, and I
had the mothers of his two other kids

485
00:39:10.159 --> 00:39:14.599
come to a memorial that I had
here. We all sat on the front

486
00:39:14.679 --> 00:39:20.559
roAP and instead of them talking about
him, that's God Country Sea Because trust

487
00:39:20.599 --> 00:39:22.760
me, I can't take no credit. But if my God and don't let

488
00:39:22.800 --> 00:39:28.079
me get upset here, if my
God tells me what to do, I

489
00:39:28.239 --> 00:39:31.079
asked him, what do I do? Look how they're treating me all of

490
00:39:31.119 --> 00:39:34.400
a sudden, I'm not the daughter
in law. I'm not the sister in

491
00:39:34.480 --> 00:39:38.519
law because they knew what kind of
money he had, and they knew so

492
00:39:38.599 --> 00:39:44.960
they thought. And here where Tony
Tommy and I gets re equated because God

493
00:39:45.039 --> 00:39:51.440
told me to have her be the
MC of his homegoing celebration. Nobody was

494
00:39:51.480 --> 00:39:53.079
here. I didn't have a body, I didn't have his ashes. But

495
00:39:53.119 --> 00:39:57.760
it was time to let this go. And I told his other two babies

496
00:39:57.880 --> 00:40:01.480
mamas, come on up and after
the service, I said, y'all take

497
00:40:01.519 --> 00:40:06.639
them over to I needed because this
company just really went big. We had

498
00:40:07.039 --> 00:40:10.119
those floor stand flowers, everything.
I told the truck drivers just come on

499
00:40:10.599 --> 00:40:14.960
parked parking your eighteen you could park
in the parking lot. Just come on

500
00:40:15.039 --> 00:40:16.480
off of work or come in before
you go to work. Dress. You

501
00:40:16.519 --> 00:40:20.280
don't have to dress up, just
come and pay your respect. And I

502
00:40:20.440 --> 00:40:28.920
had eighteen wheelers, ah, glory
to God ah to get to send them

503
00:40:28.960 --> 00:40:34.719
off and cards, and I mean
they were just and the family, of

504
00:40:34.719 --> 00:40:37.440
course wanted to come. I said, oh no, I'm not gonna rain

505
00:40:37.519 --> 00:40:40.239
on your parade. You're not gonna
rain on mind. I know I was

506
00:40:40.320 --> 00:40:43.719
married to him. He wanted to
be cremated, and that's what I did

507
00:40:43.760 --> 00:40:51.159
for him. So beneficiaries, you
know, making sure your kids' names are

508
00:40:51.199 --> 00:40:54.400
on those as beneficiaries, on those
accounts, your savings account, all your

509
00:40:54.440 --> 00:41:00.199
accounts, for one case, everything
that you could put a beneficiary on and

510
00:41:00.239 --> 00:41:06.199
their date of birth and their Social
Security number. Do it. Do it.

511
00:41:06.679 --> 00:41:09.039
I'm gonna tell you something else I
learned, Yes, go for it.

512
00:41:09.079 --> 00:41:21.800
Tell me. Being that I'm engaged
and my fiance put my name on

513
00:41:22.000 --> 00:41:30.400
his pension and I'm like, do
we not marry yet? It doesn't even

514
00:41:30.440 --> 00:41:37.559
matter, he said, if anything
should happen to me, I will get

515
00:41:37.679 --> 00:41:43.679
his pension. I was like,
wow, thank you country. See.

516
00:41:44.920 --> 00:41:49.639
But yet I'm like, I didn't
know you could do that, you could

517
00:41:49.639 --> 00:41:53.079
put anybody name on your pension.
I did not know that you just identify

518
00:41:53.199 --> 00:41:57.159
what their role is to you.
And sometimes you don't even have to do

519
00:41:57.199 --> 00:42:00.559
that. They just want the information. They're social, day of birth.

520
00:42:00.920 --> 00:42:06.239
Good to go. She's just on
the engagement, my name and my day

521
00:42:06.280 --> 00:42:09.320
of birth. He said, congratulations
on your engagement. Thank you so much.

522
00:42:09.480 --> 00:42:13.239
Thank you. But that's a good
man there, because most people ain't

523
00:42:13.239 --> 00:42:15.519
thinking about that. You got to
look at asset. That's where that you

524
00:42:15.519 --> 00:42:21.559
know, uh, prenuptial stuff come
in to play. Because because wills are

525
00:42:21.599 --> 00:42:24.960
not identified, they're not recognized.
So that's why you come in that prenuptial

526
00:42:25.360 --> 00:42:30.440
nuptial or you start warning these young
fellows. And I've warned the young fellows

527
00:42:30.480 --> 00:42:31.760
about you know, with my daughter, I said, she's coming to the

528
00:42:31.800 --> 00:42:36.960
table with hers. Will you coming
to the table with because you won't get

529
00:42:37.000 --> 00:42:40.679
it, you won't. We'll leave
it to the dog. First look at

530
00:42:40.800 --> 00:42:45.559
Jazz. Jazz will be a wealthy
dog. Okay, we don't know Abouty's

531
00:42:45.599 --> 00:42:52.000
TV and she will have her little
pitcheon and her little palace. Than yeah,

532
00:42:52.840 --> 00:42:54.320
So I mean this is very serious, and that's what the Lord.

533
00:42:54.320 --> 00:42:58.000
You know, as we're looking we're
in the holiday season, you know,

534
00:42:58.519 --> 00:43:00.920
as some of you may not know
what to get you know, your loved

535
00:43:00.920 --> 00:43:02.719
ones or whatever. You need to. Just make sure your affairs are in

536
00:43:02.880 --> 00:43:07.519
order. That's the main thing.
And if you can talk it out with

537
00:43:07.000 --> 00:43:09.159
your kids and say, oh,
the kids bring it up. Ma.

538
00:43:09.400 --> 00:43:13.280
I know this is kind of heavy
for us to talk about, but what

539
00:43:13.320 --> 00:43:16.719
are your wishes? I mean that
gave me the biggest relief when I could

540
00:43:16.800 --> 00:43:22.519
talk. I talked to my dad
while in the hospital with cancer. They

541
00:43:22.599 --> 00:43:24.199
want to do an upward little back
to me, take out half as long.

542
00:43:24.440 --> 00:43:27.400
And I had to go on my
lunch break and say, dadd I

543
00:43:27.400 --> 00:43:30.360
got to talk to you. And
he was a man of very little words.

544
00:43:30.400 --> 00:43:35.159
You make it laugh though, And
I said, Daddy, should you

545
00:43:35.360 --> 00:43:37.480
not make it out of here?
What you want me to do? You

546
00:43:37.480 --> 00:43:42.199
want to go back to Bronson and
be laid next to Grandma? He said

547
00:43:42.280 --> 00:43:45.039
yeah, take me home. I
said, okay, so what's you eating

548
00:43:45.039 --> 00:43:46.920
today? I had to get up
off of it real quick. I had

549
00:43:46.960 --> 00:43:51.280
just brought him a brown soup everything. God gave me another year and a

550
00:43:51.320 --> 00:43:53.639
half with him, and then he
passed. But I immediately called home.

551
00:43:54.000 --> 00:43:58.639
I said, we need to get
I took him to the local funeral home

552
00:43:58.760 --> 00:44:02.000
in Pumpish County. When I walked
into bringing his suit, the owner was

553
00:44:02.039 --> 00:44:07.039
on the phone with the funeral home
director from the family up in Woollaston,

554
00:44:07.960 --> 00:44:12.639
in the Woollaston area, which is
on the other side of o'callum, and

555
00:44:12.679 --> 00:44:15.039
he said he this, o'll be
I heard you got wind of Lee down

556
00:44:15.079 --> 00:44:19.000
there. And mister Stevens said,
yes, we do. He said,

557
00:44:19.000 --> 00:44:21.559
well, he said a daughter.
His daughter's right here with the stuff.

558
00:44:21.760 --> 00:44:23.119
He said, you go ahead and
take care of him. On my way.

559
00:44:23.159 --> 00:44:28.840
I'm getting on the turnpipe now.
All I can do is like,

560
00:44:29.800 --> 00:44:31.679
so you want. It gives you
that easement. It gives you a peace

561
00:44:31.719 --> 00:44:37.079
of mind to know that you've honored
your parents. You're gonna honor your kids.

562
00:44:37.079 --> 00:44:39.239
You're not gonna leave them with the
debt. And we'll talk about that,

563
00:44:39.280 --> 00:44:43.400
but don't leave them with the debt. Do your best. Let your

564
00:44:43.440 --> 00:44:46.559
adult kids know if you have a
debt, have debt. Let them know.

565
00:44:46.679 --> 00:44:51.360
Don't be waiting to find out or
they find out after you've got Alzheimer's

566
00:44:51.440 --> 00:44:54.880
and you could barely remember anything and
trying to foreclothes on your stuff and repoll

567
00:44:54.960 --> 00:45:00.440
your stuff. Come on, yeah, And if you can't trust your children,

568
00:45:00.679 --> 00:45:06.960
find somebody you can there's organizations,
they're nonprofits out here that that will

569
00:45:06.960 --> 00:45:10.039
make sure your wishes get done.
Just put it in writing and make sure

570
00:45:10.079 --> 00:45:14.679
plenty of people have it. For
those of you who don't have any more

571
00:45:14.719 --> 00:45:17.679
family members, you never had children, we get it. If you don't

572
00:45:17.679 --> 00:45:23.599
trust your siblings, find somebody you
can trust and make them beneficiary to make

573
00:45:23.599 --> 00:45:29.519
sure that that money we going to
something and not sitting in a bank in

574
00:45:29.639 --> 00:45:32.840
Florida, in your or in your
state capital. And every year, once

575
00:45:32.880 --> 00:45:37.199
a year they disperse it and say, hey, put the person's name in

576
00:45:37.239 --> 00:45:43.880
it. They call it Florida.
We call it Florida's Treasury hunt here and

577
00:45:43.960 --> 00:45:45.639
so you know, and you've got
to go, and you got to prove

578
00:45:46.199 --> 00:45:51.280
that that you're representing that person.
You got to send them their death certificate,

579
00:45:51.559 --> 00:45:53.679
you got to send them what's your
relationship with that person, all kinds

580
00:45:53.679 --> 00:45:55.880
of stuff just to get it.
I got a few things. I looked

581
00:45:55.880 --> 00:46:00.559
at my father's name after all these
years, and there it was. It

582
00:46:00.639 --> 00:46:04.280
was a couple of dollars. Somebody
owed them some interest from something and I

583
00:46:04.320 --> 00:46:10.000
was able to get it. So
I'm hoping that this helps somebody tonight.

584
00:46:10.360 --> 00:46:15.119
But please this week alone, just
this week alone, to show to let

585
00:46:15.159 --> 00:46:20.840
God know you're really listening and you
understand it. Check your accounts and start

586
00:46:20.880 --> 00:46:23.559
getting that taken care of them.
Get that taken care of right now.

587
00:46:24.320 --> 00:46:29.159
You don't want to wait on that
and then start having a conversation. Thank

588
00:46:29.199 --> 00:46:32.400
you, start having a conversation.
And again, if you want to get

589
00:46:32.400 --> 00:46:37.119
in touch with us, I'm gonna
contact. I'm look into the Walmart and

590
00:46:37.159 --> 00:46:42.519
the Amazon. Give give me the
most definitely, and I will give y'all.

591
00:46:42.559 --> 00:46:45.800
We'll put it back out there.
So be looking. However you're viewing

592
00:46:45.880 --> 00:46:50.400
us right now, look for some
updates through that by next Monday, okay,

593
00:46:50.480 --> 00:46:53.000
because that following Tuesday, the next
day Tuesday, it'll be the end

594
00:46:53.039 --> 00:46:55.519
of it. So if you can
help us out, that'll be great.

595
00:46:55.679 --> 00:47:00.320
But there's about seventy one clients,
so I'm looking to do seventy five,

596
00:47:00.559 --> 00:47:05.800
you know, for seventy five people, So two and a blanket. Okay.

597
00:47:06.360 --> 00:47:08.679
So anyway, Tommy, you want
to add any more to the night

598
00:47:08.840 --> 00:47:14.719
to the conversation, No, I
think we covered a lot of ground,

599
00:47:15.639 --> 00:47:22.960
and like you said, take a
minute and just share. Like this weekend

600
00:47:22.559 --> 00:47:28.559
we probably have a sharing session me
and my girls. We'll probably do dinner

601
00:47:28.599 --> 00:47:31.760
and it's just just be the four
of us like we normally do, and

602
00:47:31.920 --> 00:47:37.599
just share because normally we do it
down Thanksgiving. But my baby girl wasn't

603
00:47:37.599 --> 00:47:40.920
able to come because of school.
So you know, and we talk,

604
00:47:42.679 --> 00:47:50.239
you know, we open up,
we share, and I understand everybody don't

605
00:47:50.320 --> 00:47:59.719
have that, but find somebody that
you can share and that you can set

606
00:47:59.760 --> 00:48:01.599
it up. Uh. I had
a friend. We all went to school

607
00:48:01.679 --> 00:48:09.880
together, and this young man he
had family and children, but one of

608
00:48:10.079 --> 00:48:15.199
our classmate he was very close to. He asked her, can you be

609
00:48:15.400 --> 00:48:21.079
over my affairs if something should happen, there you go and oh my god,

610
00:48:21.360 --> 00:48:28.880
something did happen. And she thought
that everything was done as he requested.

611
00:48:30.159 --> 00:48:34.320
Amen. Amen, you never know. And I'm telling you, if

612
00:48:34.360 --> 00:48:40.000
you do this correctly and with honor
and integrity and honesty, you were feeling

613
00:48:40.079 --> 00:48:44.880
real good about yourself over the years, over the years, and it's just

614
00:48:44.880 --> 00:48:49.280
the song says my soul looked back
in wonder how I got. I gotta

615
00:48:49.360 --> 00:48:52.320
be blessed if you be, if
you honor, do this, honor for

616
00:48:52.360 --> 00:48:57.719
yourself as well. That's right for
yourself as well, and for the sake

617
00:48:57.760 --> 00:49:00.559
of your children. So anyway that's
going. Your time is already a minute

618
00:49:00.639 --> 00:49:04.320
up. I can't believe it.
Well, we're gonna see you next week.

619
00:49:04.639 --> 00:49:07.000
You please be safe out there,
stay prayer for pray for each other.

620
00:49:07.320 --> 00:49:10.840
Okay, you got some homework to
do, Get this beneficiary stuff done,

621
00:49:12.119 --> 00:49:15.239
this legacy stuff done. Make that
determination. We're gonna see you next

622
00:49:15.239 --> 00:49:21.440
week, same time, same God. Bless y'all,